675A E Church St, Frederick, MD 21701 Property Records

Frederick County property record for 675A E Church St, Frederick, MD 21701

Property Summary

Property Type	Condominium
Details	built 2015
Lot Size	0.041 acres (1,815 sqft)
Owner	Individual Name on Record
Last Sale	$240,000 (Aug 2019)
Tax Bill	$5,001 (2023)
Deeds & Mortgages	Oct 2020 Mortgage Aug 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`02-591692`

Property Details

APN / Parcel Number

Primary APN	`02-591692`
Alternative APN	`591692`

Exterior

Year Built	Built 2015
Architectural Style	Condo/Apartment
Lot Area	1,815 sqft (0.041 acres)

Location & Zoning

Account Number	591692
Street Address	675A E CHURCH ST
City	FREDERICK
State	MD
Zip	21701-6163
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 675A PHASE 1 1,815 SQ FT EASTCHURCH CONDO
Legal Subdivision	EASTCHURCH CONDOS #675A PH 1
Legal Phase	1
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1010
Census Tract	750804

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of September 25, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	675A E CHURCH ST, FREDERICK, MD 21701-6163
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2020	Deed of Trust, Mortgage · VA Mortgage GUARANTEED RATE AFFINITY LLC
Aug 12, 2019	Grant Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS
Aug 1, 2019	Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 12, 2019 · Amount on Record
Deed Sale	Aug 12, 2019 · Amount on Record
Prior Sale	Jun 2, 2016 · Amount on Record
Deed Document Number	0013139433
Deed Book / Page	13139 / 433
Record Updated	Jun 7, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	675A E CHURCH ST, FREDERICK, MD 21701-6163
Document Number	0142780433
Instrument Date	Oct 26, 2020
Transaction Type	Mortgage
Record Updated	Dec 4, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	675A E CHURCH ST FREDERICK MD 217016163, FREDERICK, MD 21701-6163

Mortgage

Document Number	0142780433
Date	Nov 18, 2020
Book Page	014278/000433

Lender

Name	GUARANTEED RATE AFFINITY LLC
Address	CHICAGO, IL 60613

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 17, 2050

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Aug 12, 2019
Property Address	675A E CHURCH ST, FREDERICK, MD 21701-6163
Document Number	0131390433
Book / Page	013139 / 000433
Instrument Date	Aug 1, 2019
Transaction Type	Transfer
Record Updated	Aug 21, 2019
Title Company	MONOCACY TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	675A E CHURCH ST FREDERICK MD 217016163, FREDERICK, MD 21701-6163

Mortgage

Document Number	131390440
Date	Aug 12, 2019
Book Page	013139/000440

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 11, 2049

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	675A E CHURCH ST, FREDERICK, MD 21701-6163
Document Number	0132340251
Instrument Date	Aug 1, 2019
Transaction Type	Mortgage
Record Updated	Oct 8, 2019
Title Company	MONOCACY TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	675A E CHURCH ST FREDERICK MD 217016163, FREDERICK, MD 21701-6163

Mortgage

Document Number	0132340251
Date	Sep 25, 2019
Book Page	013234/000251

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 24, 2049

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$5,001.00	$273,333	$320,000 Land $90,000 Building $230,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Glo Fiber, T-Mobile.

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