630 Coves Point Dr, Riverside, AL 35135 Property Records

St. Clair County property record for 630 Coves Point Dr, Riverside, AL 35135

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,620 sqft · built 1996
Lot Size	0.34 acres (14,677 sqft)
Owner	2 Individual Names on Record
Last Sale	$387,000 (Feb 2018)
Tax Bill	$1,983 (2025)
Deeds & Mortgages	Apr 2021 Line of Credit Feb 2018 Sale
Flood Zone	Zone AE (high risk)
APN	`22-07-35-4-001-043.000`

Property Details

APN / Parcel Number

Primary APN	`22-07-35-4-001-043.000`
Alternative APNs	`00504753` `504753` `18423`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,620 sqft Living Area
1st Floor Area	2,372 sqft
Upper Floors Area	248 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	EIFS / Synthetic Stucco
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	14,677 sqft (0.34 acres)

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	648 sqft
Utility Building	225 sqft
Boat Access	Boat Access
Boat House	868 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	00504753
Street Address	630 COVES POINT DR
City	RIVERSIDE
State	AL
Zip	35135-1308
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 23 COVE POINT 35-16-4
Legal Range	04E
Legal Township	16S
Legal Section	35
Legal Subdivision	COVE POINT
Legal Lot Number	23
Jurisdiction	ST CLAIR AL
Township / Civil Division	PELL CITY
Census Block Group	1
Census Block	1036
Census Tract	40206

Owner

Source: St. Clair County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	630 COVES POINT DR, RIVERSIDE, AL 35135-1308
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2021	Deed of Trust, Mortgage · Line of Credit LEGACY COMMUNITY FCU
Feb 5, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 5, 2018 · Amount on Record
Deed Sale	Feb 5, 2018 · Amount on Record
Prior Sale	Aug 19, 2009 · Amount on Record
Deed Book / Page	2018 / 1061
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR AL
Property Address	630 COVES POINT DR, RIVERSIDE, AL 35135-1308
Transaction Type	Mortgage
Record Updated	Apr 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025999
Date	Apr 13, 2021
Book Page	MTG 2021/25999

Lender

Name	LEGACY COMMUNITY FCU
Type	Credit Union
Address	BIRMINGHAM, AL 35205

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Mar 18, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR AL
Recording Date	Feb 5, 2018
Property Address	630 COVES POINT DR, RIVERSIDE, AL 35135-1308
Document Number	0000001061
Instrument Date	Feb 1, 2018
Instrument	1061
Transaction Type	Transfer
Record Updated	Mar 15, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$387.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	630 COVES POINT DR RIVERSIDE AL 351351308, RIVERSIDE, AL 35135-1308

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	St. Clair County
Municipality	Riverside City
Unified School District	Pell City City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,983.00 (+16.24%)	$49,540 (-49.98%)	$495,240 (-)
2023		$99,048 (+136.12%) Land $30,000 Building $69,048	$495,240 (+18.06%) Land $150,000 Building $345,240
2022	$1,706.00 Homeowner's exemption	$41,949 Land $12,500 Building $29,449	$419,490 Land $125,000 Building $294,490

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.4% of Alabama
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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