Washington County property record for 6762 40th St N, Saint Paul, MN 55128
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 882 sqft · built 1920 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $112,000 (Dec 2019) |
| Tax Bill | $3,212 (2026) |
| Deeds & Mortgages | Oct 2021 Mortgage Jan 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-029-21-44-0010 |
| Primary APN | 07-029-21-44-0010 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 882 sqft Living Area |
| Basement Area | 605 sqft |
| Finished Basement | 19 sqft |
| Unfinished Basement | 586 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Lot Dimensions | 330 ft deep x 132 ft wide |
| Garage Type | Detached |
| Garage Area | 728 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Porch Area | 100 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 6762 40TH ST N |
|---|---|
| City | SAINT PAUL |
| State | MN |
| Zip | 55128-3104 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECTION 07 TOWNSHIP 029 RANGE 021 W 132FT LT 31 OWNERS SUBD OF SE1/4 (AN UNRECORDED PLAT) |
| Legal Range | 21W |
| Legal Township | 29N |
| Legal Section | 07 |
| Legal Subdivision | OWNERS SUBDIVISION |
| Legal Lot Number | 31 |
| Jurisdiction | WASHINGTON MN |
| Township / Civil Division | OAKDALE |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 70907 |
6762 40th St N is owned and occupied by two individuals who bought it in December 2019.
Source: Washington County records, as of June 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6762 40TH ST N, SAINT PAUL, MN 55128-3104 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 6, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BAY EQUITY LLC |
| Jan 29, 2021 | Deed of Trust, Mortgage · Line of Credit IDEAL CU |
| Dec 12, 2019 | Warranty Deed, Transfer · Conventional with PMI IDEAL CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 12, 2019 · Amount on File |
| Deed Sale | Dec 12, 2019 · Amount on File |
| Deed Document Number | 20194222231 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MN |
| Property Address | 6762 40TH ST N, OAKDALE, MN 55128-3104 |
| Transaction Type | Mortgage |
| Record Updated | Jul 4, 2022 |
| Title Company | MINNESOTA TITLE |
| Name | Verified Name |
|---|
| Document Number | 0004338949 |
|---|---|
| Date | Oct 6, 2021 |
| Instrument | 4338949 |
| Name | BAY EQUITY LLC |
|---|---|
| Type | Mortgage Company |
| Address | CORTE MADERA, CA 94925 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MN |
| Property Address | 6762 40TH ST N, OAKDALE, MN 55128-3104 |
| Transaction Type | Mortgage |
| Record Updated | Jul 4, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0004291363 |
|---|---|
| Date | Jan 29, 2021 |
| Instrument | 4291363 |
| Name | IDEAL CU |
|---|---|
| Type | Credit Union |
| Address | SAINT PAUL, MN 55125 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jan 20, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WASHINGTON MN |
| Recording Date | Dec 12, 2019 |
| Property Address | 6762 40TH ST N, OAKDALE, MN 55128-3104 |
| Document Number | 0004222231 |
| Instrument Date | Nov 19, 2019 |
| Instrument | 4222231 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2019 |
| Title Company | BURNET TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $369.60 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 6762-40TH ST N OAKDALE MN 55128, OAKDALE, MN 55128 |
| Document Number | 4222232 |
|---|---|
| Date | Dec 12, 2019 |
| Instrument | 4222232 |
| Name | IDEAL CU |
|---|---|
| Type | Credit Union |
| Address | ST PAUL, MN 55109 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 11, 2034 |
The 2026 property tax bill for 6762 40th St N was $3,212 with a homeowner's exemption.
Source: Washington County assessment roll, as of June 9, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Washington County |
| Municipality | Oakdale City |
| Unified School District | North St. Paul-Maplewood-Oakdale School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,212.00 Homeowner's exemption | ||
| 2025 | $286,900 (+0.14%) Land $100,000 Building $186,900 | $286,900 (+0.14%) Land $100,000 Building $186,900 | |
| 2024 | $286,500 Land $100,000 Building $186,500 | $286,500 Land $100,000 Building $186,500 | |
| 2023 | $3,090.00 | ||
| 2022 | $283,500 Land $119,800 Building $163,700 | $283,500 Land $119,800 Building $163,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6762 40th St N in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6762 40th St N is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 92% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Oakdale serves 30,144 people · EPA ID MN1820016 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
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