Washington County property record for 6712 40th St N, Saint Paul, MN 55128
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 2 bd · 2 ba · 2,664 sqft · built 1979 |
| Lot Size | 1.06 acres (46,435 sqft) |
| Owner | Individual Name on File |
| Last Sale | $265,000 (May 2008) |
| Tax Bill | $3,962 (2026) |
| Deeds & Mortgages | Aug 2019 Mortgage Jan 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-029-21-43-0004 |
| Primary APN | 07-029-21-43-0004 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,664 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Other |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 46,435 sqft (1.06 acres) |
| Garage Type | Detached |
| Garage Area | 924 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Patio |
| Porch Area | 168 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 6712 40TH ST N |
|---|---|
| City | SAINT PAUL |
| State | MN |
| Zip | 55128-3104 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Legal Description | SECTION 07 TOWNSHIP 029 RANGE 021 PT OF W1/2 OF E 2/5 OF LT 30 OWNERS SUBD OF SE1/4 OF SEC 7 WHICH LIES WITHIN THE FOLL DESC |
| Legal Range | 21W |
| Legal Township | 29N |
| Legal Section | 07 |
| Legal Lot Number | 30 |
| Jurisdiction | WASHINGTON MN |
| Township / Civil Division | OAKDALE |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 70907 |
6712 40th St N, a residential property, is owned and occupied by an individual who bought it in May 2008.
Source: Washington County records, as of June 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6712 40TH ST N, SAINT PAUL, MN 55128-3104 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 7, 2019 | Deed of Trust, Mortgage · Commercial Mortgage US BANK NA |
| Jan 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage IDEAL CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 28, 2008 · Amount on File |
| Deed Sale | May 28, 2008 · Amount on File |
| Deed Document Number | 2008109102 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MN |
| Property Address | 6712 40TH ST N, OAKDALE, MN 55128-3104 |
| Transaction Type | Mortgage |
| Record Updated | Jul 4, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0004203706 |
|---|---|
| Date | Aug 7, 2019 |
| Instrument | 4203706 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | MINNEAPOLIS, MN 55402 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Jun 15, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MN |
| Property Address | 6712 40TH ST N, OAKDALE, MN 55128-3104 |
| Instrument Date | Jan 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2020 |
| Title Company | EDINA REALTY TITLE |
| Name | Verified Name |
|---|---|
| Address | 6736 40TH ST N OAKDALE MN 551283104, OAKDALE, MN 55128-3104 |
| Document Number | 4228094 |
|---|---|
| Date | Jan 24, 2020 |
| Instrument | 4228094 |
| Name | IDEAL CU |
|---|---|
| Type | Credit Union |
| Address | NORTH SAINT PAUL, MN 55109 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 23, 2050 |
The 2026 property tax bill for 6712 40th St N was $3,962 with a homeowner's exemption.
Source: Washington County assessment roll, as of June 9, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Washington County |
| Municipality | Oakdale City |
| Unified School District | North St. Paul-Maplewood-Oakdale School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,962.00 Homeowner's exemption | ||
| 2025 | $345,100 (-0.66%) Land $80,000 Building $265,100 | $345,100 (-0.66%) Land $80,000 Building $265,100 | |
| 2024 | $347,400 Land $80,000 Building $267,400 | $347,400 Land $80,000 Building $267,400 | |
| 2023 | $4,168.00 | ||
| 2022 | $372,100 Land $107,300 Building $264,800 | $372,100 Land $107,300 Building $264,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6712 40th St N in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6712 40th St N is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 92% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Oakdale serves 30,144 people · EPA ID MN1820016 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
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