6761 Co Rd 4704, Commerce, TX 75428 Property Records

Hunt County property record for 6761 Co Rd 4704, Commerce, TX 75428

Property Summary

Property Type	Rural Home
Details	2,873 sqft · built 2021
Lot Size	32.4 acres (1,415,264 sqft)
Owner	2 Individual Names on File
Tax Bill	$10,022 (2024)
Deeds & Mortgages	Aug 2022 Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0408-0100-0010-30`

Property Details

APN / Parcel Number

Primary APN	`0408-0100-0010-30`
Alternative APN	`R227759`

Interior

Stories	2 Stories
Building Area	2,873 sqft Living Area
1st Floor Area	2,553 sqft
2nd Floor Area	320 sqft

Exterior

Year Built	Built 2021
Lot Area	1,415,264 sqft (32.4 acres)
Garage Type	Attached
Garage Area	890 sqft
Parking Spaces	4 Parking Spaces
Pool Area	1 sqft
Porch	Open Porch

Location & Zoning

Account Number	R227759
Street Address	6761 COUNTY ROAD 4704
City	COMMERCE
State	TX
Zip	75428-5559
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	A0408 HANKS THOMAS,TRACT 10-1, ACRES 32.49
Legal Subdivision	HANKS THOMAS
Legal Tract	10-1
Jurisdiction	HUNT TX
Township / Civil Division	COMMERCE
Census Block Group	2
Census Block	2076
Census Tract	960100

Owner

Source: Hunt County records, as of March 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	6761 COUNTY ROAD 4704, COMMERCE, TX 75428-5559
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST UNITED BANK & TRUST CO
Oct 28, 2020	Deed of Trust, Mortgage FIRST UNITED BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2018
Deed Sale	Jul 23, 2018
Deed Document Number	2018-11159
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUNT TX
Property Address	6761 COUNTY ROAD 4704, COMMERCE, TX 75428-5559
Transaction Type	Mortgage
Record Updated	Mar 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018396
Date	Aug 5, 2022
Instrument	2022-18396

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	DURANT, OK 74701

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUNT TX
Property Address	6761 COUNTY ROAD 4704, COMMERCE, TX 75428-5559
Document Number	0000018835
Instrument Date	Oct 28, 2020
Transaction Type	Mortgage
Record Updated	Nov 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5747 FM 1563 COMMERCE TX 754285600, COMMERCE, TX 75428-5600

Mortgage

Document Number	0000018835
Date	Oct 30, 2020
Instrument	18835

Lender

Name	FIRST UNITED BK
Type	Bank
Address	BONHAM, TX 75418

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

Source: Hunt County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Hunt County
Unified School District	Commerce Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$637,070 (+7.3%) Land $16,270 Building $620,800	$1,005,280 (+13.2%) Land $384,480 Building $620,800
2024	$10,022.00 (+84.16%)
2023		$593,750 Land $12,990 Building $580,760	$888,070 Land $307,310 Building $580,760
2022	$5,442.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 69% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH HUNT SUD serves 4,836 people · EPA ID TX1160039
Water Source	Purchased surface water from CITY OF COMMERCE
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrite resolved · Oct 2022
Treatment and Procedure	Coliform assessment Sep 2023
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
360 Broadband Fixed Wireless	400 / 50

May also be available: Brightspeed, Nextlink, T-Mobile.

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