5406 Co Rd 4704, Commerce, TX 75428 Property Records

Hunt County property record for 5406 Co Rd 4704, Commerce, TX 75428

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,116 sqft · built 1960
Lot Size	2.99 acres (130,636 sqft)
Owner	Individual Name on File
Last Sale	$43,800 (Apr 2014)
Tax Bill	$1,348 (2025)
Deeds & Mortgages	Jul 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`0126-0050-0000-30`

Property Details

APN / Parcel Number

Primary APN	`0126-0050-0000-30`
Alternative APNs	`R22141` `22141`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,116 sqft Gross Area
1st Floor Area	1,116 sqft
Utility Area	84 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	130,636 sqft (2.99 acres)
Garage Area	1,800 sqft
Parking Spaces	9 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	775 sqft
Patio Area	720 sqft
Utility Building	3,000 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	5406 COUNTY ROAD 4704
City	COMMERCE
State	TX
Zip	75428-5576
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A0126 BICKLEY S J,TRACT 5, ACRES 2.999
Legal Subdivision	BICKLEY S J
Legal Tract	5
Legal Block	2
Legal Lot Number	5
Jurisdiction	HUNT TX
Township / Civil Division	COMMERCE
Census Block Group	2
Census Block	2079
Census Tract	960100

Owner

5406 Co Rd 4704 is owned and occupied by an individual who bought it in April 2014.

Source: Hunt County records, as of October 12, 2026

Owner of Record	Individual Name on File
Mailing Address	5406 COUNTY ROAD 4704, COMMERCE, TX 75428-5576
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 14, 2014 · Amount on File
Deed Sale	Apr 14, 2014 · Amount on File
Deed Document Number	20144201
Prior Transfer Date	Apr 11, 2014
Prior Transfer Doc	0000004201
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUNT TX
Property Address	5406 COUNTY ROAD 4704, COMMERCE, TX 75428-5576
Transaction Type	Mortgage
Record Updated	Jul 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015246
Date	Jul 15, 2021
Instrument	2021-15246

Lender

Name	CYPRESS BANK SSB
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2021
Change Frequency	Monthly
Index	1-Month LIBOR

Tax Assessment & Valuation

The 2025 property tax bill for 5406 Co Rd 4704 was $1,348 with exemptions applied, up 60.3% from the year before.

Source: Hunt County assessment roll, as of September 10, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Hunt County
Unified School District	Commerce Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,348.00 (+60.29%) Homeowner's exemption Senior Citizen's exemption	$171,410	$221,250 Land $105,980 Building $115,270
2024	$841.00
2023		$153,980 Land $80,980 Building $73,000	$153,980 Land $80,980 Building $73,000
2022	$1,509.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5406 Co Rd 4704 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective May 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5406 Co Rd 4704 is moderate, ranking above 47% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 79% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH HUNT SUD serves 4,836 people · EPA ID TX1160039
Water Source	Purchased surface water from CITY OF COMMERCE
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrite resolved · Oct 2022
Treatment and Procedure	Coliform assessment Sep 2023
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
360 Broadband Fixed Wireless	400 / 50
Nextlink Fixed Wireless	100 / 20
Rise Broadband Fixed Wireless	25 / 5

May also be available: AT&T, Verizon.

Nearby Properties on Co Rd 4704

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