6760 Midnight Rd, Bloomington, IL 61705 Property Records

McLean County property record for 6760 Midnight Rd, Bloomington, IL 61705

Property Summary

Property Type	Single Family Home
Details	2,823 sqft · built 2018
Lot Size	0.94 acres (40,946 sqft)
Owner	2 Individual Names on Record
Tax Bill	$15,465 (2024)
Deeds & Mortgages	Apr 2021 Line of Credit Sep 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-08-151-001`

Property Details

APN / Parcel Number

Primary APN	`29-08-151-001`

Interior

Stories	1 Story
Building Area	2,823 sqft Living Area
1st Floor Area	2,823 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick
Lot Area	40,946 sqft (0.94 acres)

Location & Zoning

Street Address	6760 MIDNIGHT RD
City	BLOOMINGTON
State	IL
Zip	61705-6084
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 NORTH KICKAPOO LAKE SUB PT N 1/2 SW NW 8-22-3E
Legal Range	03E
Legal Township	22N
Legal Section	08
Legal Subdivision	NORTH KICKAPOO LAKE SUB
Legal Lot Number	1
Jurisdiction	MCLEAN IL
Township / Civil Division	DOWNS
Census Block Group	2
Census Block	2083
Census Tract	5401

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6760 MIDNIGHT RD, BLOOMINGTON, IL 61705-6084
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2021	Deed of Trust, Mortgage · Line of Credit CEFCU
Sep 24, 2018	Deed of Trust, Mortgage · ARM FIRST STATE BANK
Dec 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	6760 MIDNIGHT RD, BLOOMINGTON, IL 61705-6084
Transaction Type	Mortgage
Record Updated	Apr 14, 2021
Title Company	ACCURATE TITLE GROUP, ACCURATE TITLE GROU

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100007798
Date	Apr 2, 2021
Instrument	2021-00007798

Lender

Name	CEFCU
Type	Credit Union
Address	PEORIA, IL 61607

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	6760 MIDNIGHT RD, BLOOMINGTON, IL 61705-6084
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800015629
Date	Sep 24, 2018
Instrument	2018-00015629

Lender

Name	FIRST STATE BANK
Type	Bank
Address	BLOOMINGTON, IL 61704

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Oct 1, 2023
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	6%
Index	1-Year CMT
Max Rate	10%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	6760 MIDNIGHT RD, BLOOMINGTON, IL 61705-6084
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FTC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000027490
Date	Dec 16, 2020
Instrument	2020-00027490

Lender

Name	FIRST STATE MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	BLOOMINGTON, IL 61704

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.87%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Downs Township
Unified School District	Tri-Valley Community Unit School District 3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$187,925 (+12.76%) Land $44,577 Building $143,348	$563,775 (+12.76%) Land $133,731 Building $430,044
2024	$15,465.00 (+13.9%)
2023	$13,578.00	$166,660 Land $37,067 Building $129,593	$499,980 Land $111,201 Building $388,779

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	700 / 300
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	25 / 3

Nearby Properties on Midnight Rd

Nearby Streets

All Bloomington, IL Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures