6740 Midnight Rd, Bloomington, IL 61705 Property Records

McLean County property record for 6740 Midnight Rd, Bloomington, IL 61705

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,176 sqft · built 2003
Lot Size	0.9 acres (39,204 sqft)
Owner	2 Individual Names on Record
Last Sale	$467,000 (Jul 2019)
Tax Bill	$15,512 (2024)
Deeds & Mortgages	Dec 2020 Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-08-151-002`

Property Details

APN / Parcel Number

Primary APN	`29-08-151-002`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	1,176 sqft Living Area
1st Floor Area	2,782 sqft
2nd Floor Area	456 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Wood Siding
Construction Type	Frame
Lot Area	39,204 sqft (0.9 acres)
Garage Type	Detached
Garage Area	42 sqft
Porch	Open Porch
Patio Area	528 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	6740 MIDNIGHT RD
City	BLOOMINGTON
State	IL
Zip	61705-6084
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 NORTH KICKAPOO LAKE SUB
Legal Range	03E
Legal Township	22N
Legal Section	08
Legal Subdivision	NORTH KICKAPOO LAKE SUB
Legal Lot Number	2
Jurisdiction	MCLEAN IL
Township / Civil Division	DOWNS
Census Block Group	2
Census Block	2083
Census Tract	5401

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6740 MIDNIGHT RD, BLOOMINGTON, IL 61705-6084
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE
Apr 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE
Jul 6, 2019	Warranty Deed, Transfer · Conventional Mortgage WINTRUST MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2019 · Amount on Record
Deed Sale	Jul 6, 2019 · Amount on Record
Prior Sale	Aug 21, 2014
Deed Document Number	201910283
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	6740 MIDNIGHT RD, BLOOMINGTON, IL 61705-6084
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000026407
Date	Dec 4, 2020
Instrument	2020-00026407

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.99%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	6740 MIDNIGHT RD, BLOOMINGTON, IL 61705-6084
Transaction Type	Mortgage
Record Updated	May 5, 2020
Title Company	ALLIANCE LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000006560
Date	Apr 15, 2020
Instrument	2020-00006560

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.37%

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Jul 6, 2019
Property Address	6740 MIDNIGHT RD, BLOOMINGTON, IL 61705-6084
Document Number	201900010283
Map Reference	DOC 96-30735
Instrument Date	Jun 28, 2019
Instrument	2019-00010283
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	ALLIANCE LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$700.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6740 MIDNIGHT RD, BLOOMINGTON, IL 61705-6084

Mortgage

Document Number	201900010284
Date	Jul 6, 2019
Instrument	2019-00010284

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Downs Township
Unified School District	Tri-Valley Community Unit School District 3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$223,810 (+20.26%) Land $44,577 Building $179,233	$671,430 (+20.26%) Land $133,731 Building $537,699
2024	$15,512.00 (+13.9%)
2023	$13,619.00	$186,102 Land $37,067 Building $149,035	$558,306 Land $111,201 Building $447,105

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	700 / 300
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	25 / 3

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