676 Watson Rd, Jackson, TN 38305 Property Records

Madison County property record for 676 Watson Rd, Jackson, TN 38305

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,648 sqft · built 2006
Lot Size	7.44 acres (324,522 sqft)
Owner	2 Individual Names on Record
Last Sale	$469,900 (Nov 2022)
Tax Bill	$1,352 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Nov 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`057035 04203`

Property Details

APN / Parcel Number

Primary APN	`057035 04203`
Alternative APN	`035 04203`

Interior

Full Baths	4 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	2,648 sqft Living Area
1st Floor Area	1,856 sqft
Upper Floors Area	792 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	324,522 sqft (7.44 acres)
Garage Type	Mixed
Garage Area	551 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	18 sqft
Patio Area	324 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	676 WATSON RD
City	JACKSON
State	TN
Zip	38305-9341
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 06, COUNTY AREA: C50
Legal Subdivision	NEW DEAL FARMS
Legal Block	1
Legal Lot Number	2
Jurisdiction	MADISON TN
Township / Civil Division	10
Census Block Group	3
Census Block	3012
Census Tract	1501

Owner

Source: Madison County records, as of January 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	676 WATSON RD, JACKSON, TN 38305-9341
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2023	Deed of Trust, Mortgage · Conventional Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD
Nov 10, 2022	Warranty Deed, Transfer · Conventional Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD
Mar 1, 2022	Warranty Deed, Transfer · Conventional Mortgage ARVEST BANK

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Nov 10, 2022 · Amount on Record
Deed Sale	Nov 10, 2022 · Amount on Record
Prior Sale	Mar 1, 2022 · Amount on Record
Deed Document Number	22014645
Deed Book / Page	D774 / 861
Record Updated	Jun 8, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON TN
Property Address	676 WATSON RD, JACKSON, TN 38305-9341
Transaction Type	Mortgage
Record Updated	Jan 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	676 WATSON RD, JACKSON, TN 38305-9341

Mortgage

Document Number	0T2240/213
Date	Dec 21, 2023
Book Page	T2240/213
Instrument	23013503

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE LTD
Type	Mortgage Company
Address	ALLEN, TX 75013

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2053

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON TN
Recording Date	Nov 10, 2022
Property Address	676 WATSON RD, JACKSON, TN 38305-9341
Document Number	00D774/861
Book / Page	D774 / 861
Instrument Date	Nov 9, 2022
Instrument	22014645
Transaction Type	Transfer
Record Updated	Nov 23, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,738.63
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	676 WATSON RD, JACKSON, TN 38305-9341

Mortgage

Document Number	0T2212/923
Date	Nov 10, 2022
Book Page	T2212/923
Instrument	22014646

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE LTD
Type	Mortgage Company
Address	ALLEN, TX 75013

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2037

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON TN
Recording Date	Mar 1, 2022
Property Address	676 WATSON RD, JACKSON, TN 38305-9341
Document Number	00D769/855
Book / Page	D769 / 855
Instrument Date	Feb 28, 2022
Instrument	22002710
Transaction Type	Transfer
Record Updated	Mar 16, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,661.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	676 WATSON RD, JACKSON, TN 38305-9341

Mortgage

Document Number	0022002711
Date	Mar 1, 2022
Instrument	22002711

Lender

Name	ARVEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

Source: Madison County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Madison County
Unified School District	Jackson-Madison County School System (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,352.00	$72,175 (-) Land $11,050 Building $61,125
2023		$72,175 Land $11,050 Building $61,125
2022	$1,352.00		$288,700 Land $44,200 Building $244,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 3, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Aeneas Communications Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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