659 Watson Rd, Jackson, TN 38305 Property Records

Madison County property record for 659 Watson Rd, Jackson, TN 38305

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,762 sqft · built 1980
Lot Size	2.3 acres (100,188 sqft)
Owner	Individual Name on Record
Last Sale	$164,000 (Apr 2021)
Tax Bill	$726 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Feb 2021 Construction Loan + 4 more
Flood Zone	Zone X (minimal risk)
APN	`057035 04106`

Property Details

APN / Parcel Number

Primary APN	`057035 04106`
Alternative APN	`035 04106`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,762 sqft Living Area
1st Floor Area	1,762 sqft
Basement Area	270 sqft
Finished Basement	270 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2007
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	100,188 sqft (2.3 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	659 WATSON RD
City	JACKSON
State	TN
Zip	38305-9342
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 06, COUNTY AREA: C50
Jurisdiction	MADISON TN
Township / Civil Division	10
Census Block Group	3
Census Block	3018
Census Tract	1501

Owner

Source: Madison County records, as of January 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	659 WATSON RD, JACKSON, TN 38305-9342
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2023	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Feb 22, 2021	Deed of Trust, Mortgage · Construction Mortgage SIMMONS BANK
Apr 26, 2021	Warranty Deed, Transfer · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC
Dec 18, 2017	Warranty Deed, Transfer · Conventional Mortgage PREFERRED PLUS FINANCIAL CORPORATION
Jan 8, 2021	Trustee's Deed, Foreclosure
Jan 6, 2017	Special Warranty Deed, Transfer CENTENNIAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 26, 2021 · Amount on Record
Deed Sale	Apr 26, 2021 · Amount on Record
Prior Sale	Jan 8, 2021 · Amount on Record
Deed Document Number	21005675
Deed Book / Page	D763 / 991
Record Updated	Jun 8, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON TN
Property Address	659 WATSON RD, JACKSON, TN 38305-9342
Transaction Type	Mortgage
Record Updated	Dec 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T2239/206
Date	Dec 6, 2023
Book Page	T2239/206
Instrument	23012937

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Nov 9, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON TN
Property Address	659 WATSON RD, JACKSON, TN 38305-9342
Transaction Type	Mortgage
Record Updated	Sep 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	T2149/1848
Date	Feb 22, 2021
Book Page	T2149/1848
Instrument	21002257

Lender

Name	SIMMONS BANK
Type	Bank
Address	JACKSON, TN 38305

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Feb 5, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON TN
Recording Date	Apr 26, 2021
Property Address	659 WATSON RD, JACKSON, TN 38305-9342
Document Number	00D763/991
Book / Page	D763 / 991
Instrument Date	Apr 22, 2021
Instrument	21005675
Transaction Type	Transfer
Record Updated	Jun 17, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$606.80
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	659 WATSON RD, JACKSON, TN 38305-9342

Mortgage

Document Number	0021005676
Date	Apr 26, 2021
Instrument	21005676

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON TN
Recording Date	Dec 18, 2017
Property Address	659 WATSON RD, JACKSON, TN 38305-9342
Document Number	00D743/871
Book / Page	D743 / 871
Instrument Date	Dec 8, 2017
Instrument	17014609
Transaction Type	Transfer
Record Updated	Jun 17, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$369.63
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	659 WATSON RD, JACKSON, TN 38305-9342

Mortgage

Document Number	0000014610
Date	Dec 18, 2017
Book Page	T2061/868
Instrument	17014610

Lender

Name	PREFERRED PLUS FINANCIAL CORPORATION
Type	Non-Lending Institution
Address	JACKSON, TN 38305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

January 2021: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MADISON TN
Recording Date	Jan 8, 2021
Property Address	659 WATSON RD, JACKSON, TN 38305-9342
Document Number	0D761/1338
Book / Page	D761 / 1338
Instrument Date	Dec 8, 2017
Instrument	21000311
Transaction Type	Foreclosure
Record Updated	Jun 17, 2022

Transaction

Amount	Amount Recorded
Tax	$320.05
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	310 PARIS HARBOR DR UNIT A, A, PARIS, TN 38242-5829

January 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MADISON TN
Recording Date	Jan 6, 2017
Property Address	659 WATSON RD, JACKSON, TN 38305-9342
Document Number	000738/117
Book / Page	738 / 117
Instrument Date	Dec 21, 2016
Instrument	17000200
Transaction Type	Transfer
Record Updated	Jun 17, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	291 HUGHES RD E, JACKSON, TN 38305-1596

Mortgage

Document Number	0000000201
Date	Jan 6, 2017
Book Page	2037/1795
Instrument	17000201

Lender

Name	CENTENNIAL BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Jan 5, 2018

Tax Assessment & Valuation

Source: Madison County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Madison County
Unified School District	Jackson-Madison County School System (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$726.00	$38,725 (-) Land $5,100 Building $33,625
2023		$38,725 (-) Land $5,100 Building $33,625
2022	$726.00	$38,725 Land $5,100 Building $33,625	$154,900 Land $20,400 Building $134,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 3, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 49% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON WATER SYSTEM serves 91,111 people · EPA ID TN0000299
Water Source	Groundwater
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Aeneas Communications Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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