676 Valley Oak Dr, Bunnlevel, NC 28323 Property Records

Harnett County property record for 676 Valley Oak Dr, Bunnlevel, NC 28323

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,580 sqft · built 2009
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$160,000 (Nov 2018)
Tax Bill	$1,985 (2026)
Deeds & Mortgages	Jan 2023 Second Mortgage Apr 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1500029416`

Property Details

APN / Parcel Number

Primary APN	`1500029416`
Alternative APN	`01053605 0028 56`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,580 sqft Heated Area
1st Floor Area	1,562 sqft

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Lot Area	43,560 sqft (1 acres)
Garage Area	468 sqft
Porch	Porch
Porch Area	24 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	1500029416
Street Address	676 VALLEY OAK DR
City	BUNNLEVEL
State	NC
Zip	28323-9161
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA20R
Legal Description	LOT#169 FOREST OAKS PH 3 MAP#2007-847
Legal Subdivision	FOREST OAKS
Legal Phase	3
Legal Lot Number	169
Jurisdiction	HARNETT NC
Township / Civil Division	ANDERSON CREEK
Census Block Group	1
Census Block	1012
Census Tract	71204

Owner

Source: Harnett County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	676 VALLEY OAK DR, BUNNLEVEL, NC 28323-9161
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Apr 22, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Jul 25, 2017	Deed of Trust, Mortgage · VA Mortgage WELLS FARGO BANK NA
Nov 5, 2018	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS
Apr 25, 2017	Quit Claim Deed, Transfer SERVICELINK EAST ESCROW

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2018 · Amount on Record
Deed Sale	Nov 5, 2018 · Amount on Record
Prior Sale	Apr 25, 2017 · Amount on Record
Deed Document Number	201815557
Deed Book / Page	3651 / 848
Prior Transfer Date	Apr 15, 2017
Prior Transfer Doc	0000005882
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARNETT NC
Property Address	676 VALLEY OAK DR, BUNNLEVEL, NC 28323-9161
Transaction Type	Mortgage
Record Updated	Feb 7, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001130
Date	Jan 24, 2023
Book Page	4180/1060
Instrument	2023001130

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2043

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARNETT NC
Property Address	676 VALLEY OAK DR, BUNNLEVEL, NC 28323-9161
Transaction Type	Mortgage
Record Updated	May 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009185
Date	Apr 22, 2021
Book Page	3973/21
Instrument	2021009185

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARNETT NC
Property Address	676 VALLEY OAK DR, BUNNLEVEL, NC 28323-9161
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010913
Date	Jul 25, 2017
Book Page	3525/0867
Instrument	2017010913

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARNETT NC
Recording Date	Nov 5, 2018
Property Address	676 VALLEY OAK DR, BUNNLEVEL, NC 28323-9161
Document Number	0000015557
Book / Page	003651 / 000848
Instrument Date	Oct 24, 2018
Instrument	15557
Transaction Type	Transfer
Record Updated	Nov 23, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$320.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	676 VALLEY OAK DR BUNNLEVEL NC 283239161, BUNNLEVEL, NC 28323-9161

Mortgage

Document Number	15558
Date	Nov 5, 2018
Book Page	003651/000850
Instrument	15558

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MT 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 4, 2048

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARNETT NC
Recording Date	Apr 25, 2017
Property Address	676 VALLEY OAK DR, BUNNLEVEL, NC 28323-9161
Document Number	0000005882
Book / Page	003498 / 000975
Instrument Date	Apr 15, 2017
Instrument	5882
Transaction Type	Transfer
Record Updated	Jun 6, 2017
Title Company	SERVICELINK EAST ESCROW

Transaction

Amount	Amount Recorded
Tax	$50.00
Amount Accuracy	Confirmed
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	676 VALLEY OAK DR BUNNLEVEL NC 283239161, BUNNLEVEL, NC 28323-9161

Tax Assessment & Valuation

Source: Harnett County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Harnett County
Unified School District	Harnett County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,985.00 (+34.76%)	$256,862 (+29.7%)	$256,862 (+29.7%) Land $41,580 Building $215,282
2023	$1,473.00	$198,037	$198,037 Land $13,230 Building $184,807

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 78% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARNETT REGIONAL WATER serves 121,885 people · EPA ID NC0343045
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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