Harnett County property record for 638 Valley Oak Dr, Bunnlevel, NC 28323
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,734 sqft · built 2009 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | Individual Name on File |
| Last Sale | $170,000 (Oct 2009) |
| Tax Bill | $1,635 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1400040130 |
| Primary APN | 1400040130 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,734 sqft Heated Area |
| Gross Area | 2,561 sqft |
| 1st Floor Area | 1,734 sqft |
| Fireplace | Prefabricated |
| Year Built | Built 2009 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 15,246 sqft (0.35 acres) |
| Garage Area | 552 sqft |
| Porch | Porch |
| Porch Area | 155 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 1400040130 |
|---|---|
| Street Address | 638 VALLEY OAK DR |
| City | BUNNLEVEL |
| State | NC |
| Zip | 28323-9161 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA-20R |
| Legal Description | LT#167 FOREST OAKS PH 3 MAP#2007-847 |
| Legal Subdivision | FOREST OAKS |
| Legal Phase | 3 |
| Legal Lot Number | 167 |
| Jurisdiction | HARNETT NC |
| Township / Civil Division | ANDERSON CREEK |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 71204 |
Source: Harnett County records · APN 1400040130
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 638 VALLEY OAK DR, BUNNLEVEL, NC 28323-9161 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 29, 2009 · Amount on Record |
| Deed Sale | Oct 29, 2009 · Amount on Record |
| Deed Document Number | 0002684348 |
| Deed Book / Page | 2684 / 348 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARNETT NC |
| Property Address | 638 VALLEY OAK DR, BUNNLEVEL, NC 28323-9161 |
| Document Number | 0000011530 |
| Instrument Date | Jul 07, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 638 VALLEY OAK DR BUNNLEVEL NC 283239161, BUNNLEVEL, NC 28323-9161 |
| Document Number | 0000011530 |
|---|---|
| Date | Jul 13, 2020 |
| Book Page | 003838/000522 |
| Instrument | 11530 |
| Name | CLEARPATH LNDG |
|---|---|
| Address | IRVINE, CA 92618 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 12, 2040 |
Source: Harnett County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Harnett County |
| Unified School District | Harnett County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,635.00 (-12.71%) | $221,185 (-13.31%) | $221,185 (-13.31%) Land $13,230 Building $207,955 |
| 2023 | $1,873.00 | $255,134 | $255,134 Land $13,230 Building $241,904 |
Source: FEMA National Flood Hazard Layer as of March 12, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2024 · other causes |
| Wildfire Risk | Moderate above 56% of the US · above 78% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 117 locations within half a mile of this property.
5G and 4G LTE (outdoors only)
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HARNETT REGIONAL WATER serves 121,885 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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