676 Ora Avo Dr, Vista, CA 92084 Property Records

San Diego County property record for 676 Ora Avo Dr, Vista, CA 92084

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,432 sqft · built 2000
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on File
Last Sale	$570,500 (Feb 2019)
Tax Bill	$11,872 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Feb 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`181-231-03-00`

Property Details

APN / Parcel Number

Primary APN	`181-231-03-00`
Alternative APN	`1812308500`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	3,432 sqft Living Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Lot Area	21,780 sqft (0.5 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	1812308500
Street Address	676 ORA AVO DR
City	VISTA
State	CA
Zip	92084-6535
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	PAR 2 TR PM04020
Legal Subdivision	PARCEL MAP NO. 4020
Legal Tract	4020
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2017
Census Tract	19208

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	676 ORA AVO DR, VISTA, CA 92084-6535
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2024	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Feb 5, 2019	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 25, 2018	Deed of Trust, Mortgage · Conventional Mortgage BEACHBREAK HOMES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 5, 2019 · Amount on File
Deed Sale	Feb 5, 2019 · Amount on File
Prior Sale	Nov 22, 2011 · Amount on File
Deed Document Number	201941734
Prior Transfer Date	Dec 28, 2006
Prior Transfer Doc	0000077104
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	676 ORA AVO DR, VISTA, CA 92084-6535
Transaction Type	Mortgage
Record Updated	Jan 26, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	676 ORA AVO DR, VISTA, CA 92084-6535

Mortgage

Document Number	0000013650
Date	Jan 18, 2024
Instrument	2024-0013650

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jan 17, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 5, 2019
Property Address	676 ORA AVO DR, VISTA, CA 92084-6535
Document Number	0000041734
Map Reference	DOC75-216217
Instrument Date	Jan 16, 2019
Instrument	2019-0041734
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	LAWYERS TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1968 WHITE BIRCH DR, VISTA, CA 92081-7316

Mortgage

Document Number	0000041735
Date	Feb 5, 2019
Instrument	2019-0041735

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	676 ORA AVO DR, VISTA, CA 92084-6535
Document Number	0000282528
Instrument Date	Jun 25, 2018
Transaction Type	Mortgage
Record Updated	Jul 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1750 SAN MARCOS DR HEMET CA 925456842, HEMET, CA 92545-6842

Mortgage

Document Number	0000282528
Date	Jul 11, 2018
Instrument	282528

Lender

Name	BEACHBREAK HOMES INC
Address	3131 CAMINO DEL RIO N # 270, SAN DIEGO, CA 92108-5703

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,019,968 (+2%) Land $426,683 Building $593,285
2025	$11,872.00 (+14.03%) Homeowner's exemption	$999,969 (+9.98%) Land $418,317 Building $581,652
2023	$10,411.00 (+7.91%) Homeowner's exemption	$909,237 Land $402,074 Building $507,163
2022	$9,648.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100

May also be available: T-Mobile, Verizon.

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