674 Ora Avo Dr, Vista, CA 92084 Property Records

San Diego County property record for 674 Ora Avo Dr, Vista, CA 92084

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,708 sqft · built 1977
Lot Size	0.5 acres (21,780 sqft)
Owner	Company Name on Record
Last Sale	$116,000 (Mar 1983)
Tax Bill	$3,385 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Jan 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`181-231-02-00`

Property Details

APN / Parcel Number

Primary APN	`181-231-02-00`
Alternative APN	`1812308400`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,708 sqft Living Area

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Lot Area	21,780 sqft (0.5 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	1812308400
Street Address	674 ORA AVO DR
City	VISTA
State	CA
Zip	92084-6535
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	PAR 1 TR PM04020
Legal Tract	4020
Legal Block	2
Legal Lot Number	6.028
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2017
Census Tract	19208

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	674 ORA AVO DR, VISTA, CA 92084-6535
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage ACADEMY BANK NA
Jan 17, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 4, 1983 · Amount on Record
Deed Sale	Mar 4, 1983 · Amount on Record
Deed Document Number	198369482
Last Transfer Date	Jan 9, 2019
Transfer Doc	0000018697
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	674 ORA AVO DR, VISTA, CA 92084-6535
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG TITLE CO OF CA SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	674 ORA AVO DR, VISTA, CA 92084-6535

Mortgage

Document Number	0000001973
Date	Jan 4, 2021
Instrument	2021-0001973

Lender

Name	ACADEMY BANK NA
Type	Bank
Address	OVERLAND PARK, KS 66210

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 17, 2019
Property Address	674 ORA AVO DR, VISTA, CA 92084-6535
Document Number	0000018697
Instrument Date	Jan 9, 2019
Instrument	18697
Transaction Type	Transfer
Record Updated	Jan 25, 2019

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	674 ORA AVO DR VISTA CA 920846535, VISTA, CA 92084-6535

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$253,550 (+2%) Land $95,076 Building $158,474
2025	$3,385.00 (+7.05%) Homeowner's exemption	$248,579 (+4.04%) Land $93,212 Building $155,367
2023	$3,162.00 (+0.29%) Homeowner's exemption	$238,929 Land $89,594 Building $149,335
2022	$3,153.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100

May also be available: T-Mobile, Verizon.

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