676 N James St, Orange, CA 92869 Property Records

Orange County property record for 676 N James St, Orange, CA 92869

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,457 sqft · built 1963
Lot Size	0.247 acres (10,800 sqft)
Owner	Individual Name on Record
Last Sale	$550,000 (Mar 2017)
Tax Bill	$7,166 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Mar 2019 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`093-371-42`

Property Details

APN / Parcel Number

Primary APN	`093-371-42`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,457 sqft Living Area

Exterior

Year Built	Built 1963
Lot Area	10,800 sqft (0.247 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	676 N JAMES ST
City	ORANGE
State	CA
Zip	92869-2513
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 4387 BLK LOT 9
Legal Tract	4387
Legal Lot Number	9
Jurisdiction	ORANGE CA
Township / Civil Division	ANAHEIM-SANTA ANA-GARDEN GROVE
Census Block Group	3
Census Block	3007
Census Tract	21913

Owner

Source: Orange County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	676 N JAMES ST, ORANGE, CA 92869-2513
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage LENOX FINANCIAL MORTGAGE CORP
Mar 28, 2019	Deed of Trust, Mortgage · Conventional Mortgage LENOX FINANCIAL MORTGAGE CORP
Sep 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage LENOX FINANCIAL MORTGAGE CORP
Mar 28, 2017	Grant Deed, Transfer · Conventional Mortgage LENOX FINANCIAL MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 28, 2017 · Amount on Record
Deed Sale	Mar 28, 2017 · Amount on Record
Prior Sale	Dec 30, 2014 · Amount on Record
Deed Document Number	2017000124376
Record Updated	Jun 8, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	676 N JAMES ST, ORANGE, CA 92869-2513
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000410396
Date	Oct 21, 2019
Instrument	2019000410396

Lender

Name	LENOX FINANCIAL MORTGAGE CORP
Type	Mortgage Company
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	676 N JAMES ST, ORANGE, CA 92869-2513
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000098265
Date	Mar 28, 2019
Instrument	2019000098265

Lender

Name	LENOX FINANCIAL MORTGAGE CORP
Type	Mortgage Company
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	676 N JAMES ST, ORANGE, CA 92869-2513
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	676 N JAMES ST, ORANGE, CA 92869-2513

Mortgage

Document Number	0000515541
Date	Sep 22, 2020
Instrument	2020000515541

Lender

Name	LENOX FINANCIAL MORTGAGE CORP
Type	Mortgage Company
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Jun 1, 2050

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Mar 28, 2017
Property Address	676 N JAMES ST, ORANGE, CA 92869-2513
Document Number	0000124376
Map Reference	MB 174 PG 19&20
Instrument Date	Mar 25, 2017
Instrument	2017000124376
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	WFG TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	676 N JAMES ST, ORANGE, CA 92869-2513

Mortgage

Document Number	0000124377
Date	Mar 28, 2017
Instrument	2017000124377

Lender

Name	LENOX FINANCIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Orange County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Orange City
Unified School District	Orange Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,166.00 (+4.55%)	$638,320 (+4.04%) Land $550,646 Building $87,674
2023	$6,854.00 (+1.98%)	$613,534 Land $529,264 Building $84,270
2022	$6,721.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ORANGE serves 120,770 people · EPA ID CA3010027
Water Source	Purchased surface water from several systems
Last State Inspection	May 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 432 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Cosmo Network Solutions Fixed Wireless	350 / 150
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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