651 N James St, Orange, CA 92869 Property Records

Orange County property record for 651 N James St, Orange, CA 92869

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 2,759 sqft · built 2002
Lot Size	0.207 acres (9,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$189,000 (Mar 1996)
Tax Bill	$6,231 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Oct 2017 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`093-371-47`

Property Details

APN / Parcel Number

Primary APN	`093-371-47`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,759 sqft Living Area
1st Floor Area	2,759 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Traditional
Exterior Material	Stucco
Roof Material	Wood Shingle
Lot Area	9,000 sqft (0.207 acres)
Garage Area	540 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	651 N JAMES ST
City	ORANGE
State	CA
Zip	92869-2513
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	N TR 4387 BLK LOT 14
Legal Tract	4387
Legal Lot Number	14
Jurisdiction	ORANGE CA
Township / Civil Division	ANAHEIM-SANTA ANA-GARDEN GROVE
Census Block Group	3
Census Block	3007
Census Tract	21913

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	651 N JAMES ST, ORANGE, CA 92869-2513
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage LOS ANGELES POLICE CU
Oct 24, 2017	Deed of Trust, Mortgage · Conventional Mortgage LOS ANGELES POLICE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 13, 1996 · Amount on Record
Deed Sale	Mar 13, 1996 · Amount on Record
Deed Document Number	1996121966
Last Transfer Date	Oct 19, 2005
Transfer Doc	0000865710
Record Updated	Sep 20, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	651 N JAMES ST, ORANGE, CA 92869-2513
Document Number	0000430244
Instrument Date	Oct 23, 2019
Transaction Type	Mortgage
Record Updated	Nov 7, 2019
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	651 N JAMES ST ORANGE CA 928692513, ORANGE, CA 92869-2513

Mortgage

Document Number	0000430244
Date	Oct 31, 2019
Instrument	430244

Lender

Name	LOS ANGELES POLICE CU
Type	Credit Union
Address	VAN NUYS, CA 91406

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 30, 2034

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	651 N JAMES ST, ORANGE, CA 92869-2513
Document Number	0000459091
Instrument Date	Oct 24, 2017
Transaction Type	Mortgage
Record Updated	Nov 6, 2017
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	651 N JAMES ST ORANGE CA 928692513, ORANGE, CA 92869-2513

Mortgage

Document Number	0000459091
Date	Oct 30, 2017
Instrument	459091

Lender

Name	LOS ANGELES POLICE CU
Type	Credit Union
Address	VAN NUYS, CA 91406

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 29, 2027

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Orange City
Unified School District	Orange Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$568,178 (+2%) Land $223,106 Building $345,072
2025	$6,231.00 (+4.63%) Homeowner's exemption	$557,038 (+4.04%) Land $218,732 Building $338,306
2023	$5,955.00 (+2%) Homeowner's exemption	$535,408 Land $210,238 Building $325,170
2022	$5,838.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ORANGE serves 120,770 people · EPA ID CA3010027
Water Source	Purchased surface water from several systems
Last State Inspection	May 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 432 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Cosmo Network Solutions Fixed Wireless	350 / 150
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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