Kane County property record for 676 Elma Ave, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,632 sqft · built 1990 |
| Lot Size | 0.8 acres (3,485 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $150,000 (Sep 1998) |
| Tax Bill | $5,638 (2025) |
| Deeds & Mortgages | Sep 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-01-478-015 |
| Primary APN | 06-01-478-015 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,632 sqft Living Area |
| 1st Floor Area | 1,632 sqft |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 3,485 sqft (0.8 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|
| Street Address | 676 ELMA AVE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-2218 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CEDARSIDE ADDN LOT 4 BLOCK 1 |
| Legal Subdivision | CEDARSIDE ADDN |
| Legal Block | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 850800 |
676 Elma Ave is owner-occupied and held in a trust since August 2011.
Source: Kane County records, as of October 13, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 676 ELMA AVE, ELGIN, IL 60120-2218 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 29, 1998 · Amount on File |
| Deed Sale | Sep 29, 1998 · Amount on File |
| Deed Document Number | 199888319 |
| Last Transfer Date | Aug 5, 2011 |
| Transfer Doc | 0000048700 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Sep 15, 2026 |
| Property Address | 676 ELMA AVE, ELGIN, IL 60120-2218 |
| Document Number | 0000039964 |
| Instrument Date | Aug 7, 2026 |
| Instrument | 202639964 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 676 ELMA AVE, ELGIN, IL 60120-2218 |
The 2025 property tax bill for 676 Elma Ave was $5,638.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,638.00 Homeowner's exemption | $81,913 (+8.57%) Land $11,458 Building $70,455 | $245,837 (+8.57%) Land $34,388 Building $211,450 |
| 2024 | $75,448 Land $10,554 Building $64,894 | $226,435 Land $31,675 Building $194,760 | |
| 2022 | $4,869.00 (+4.75%) Homeowner's exemption | $62,152 (+6.96%) Land $8,694 Building $53,458 | $186,456 (+6.96%) Land $26,082 Building $160,374 |
| 2021 | $4,648.00 Homeowner's exemption | $58,107 Land $8,128 Building $49,979 | $174,321 Land $24,384 Building $149,937 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 676 Elma Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 676 Elma Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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