Kane County property record for 661 Elma Ave, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 983 sqft · built 1925 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on File |
| Last Sale | $88,000 (Apr 1997) |
| Tax Bill | $4,751 (2025) |
| Deeds & Mortgages | Sep 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-01-480-007 |
| Primary APN | 06-01-480-007 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 983 sqft Living Area |
| Gross Area | 1,966 sqft |
| 1st Floor Area | 983 sqft |
| Basement Area | 983 sqft |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Construction Type | Frame |
| Lot Area | 6,534 sqft (0.15 acres) |
| Street Address | 661 ELMA AVE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-2217 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CEDARSIDE ADDN LOT 8 BLOCK 2 |
| Legal Subdivision | CEDARSIDE ADDN |
| Legal Block | 2 |
| Legal Lot Number | 8 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 850800 |
661 Elma Ave is owned by an individual who acquired it in December 2006.
Source: Kane County records, as of July 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5N920 BAKER HILL CT, SAINT CHARLES, IL 60175-7401 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 28, 1997 · Amount on File |
| Deed Sale | Apr 28, 1997 · Amount on File |
| Deed Document Number | 199726831 |
| Last Transfer Date | Dec 11, 2006 |
| Transfer Doc | 0000137427 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 661 ELMA AVE, ELGIN, IL 60120-2217 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000048989 |
|---|---|
| Date | Sep 19, 2017 |
| Instrument | 2017K048989 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60690 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 15, 2047 |
| Rate | 5.59% |
|---|
The 2025 property tax bill for 661 Elma Ave was $4,751.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,751.00 | $62,278 (+8.57%) Land $16,988 Building $45,290 | $186,909 (+8.57%) Land $50,984 Building $135,924 |
| 2024 | $57,362 Land $15,647 Building $41,715 | $172,155 Land $46,960 Building $125,195 | |
| 2022 | $4,097.00 | $47,253 Land $12,890 Building $34,363 | $141,759 Land $38,670 Building $103,089 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 661 Elma Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 661 Elma Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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