676 E Upper River Rd, Decatur, AL 35603 Property Records

Morgan County property record for 676 E Upper River Rd, Decatur, AL 35603 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms2 Baths
Year BuiltBuilt 2020
Square Footage2,738 sqft Living Area
Lot Size609,840 sqft (14 acres)
OccupancyOwner Occupied
Last Sale$7,448 (2016)
Tax Bill$1,191.00 (2025)

Property Details

APN / Parcel Number

Primary APN11-03-06-0-000-005.001
Alternative APNs
  • 166559
  • 22813

Interior

Full Baths2 Baths
Building Area2,738 sqft Living Area
1st Floor2,498 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2020
Lot Area609,840 sqft (14 acres)

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Account Number166559
Street Address676 E UPPER RIVER RD
CityDECATUR
StateAL
Zip35603-5906
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionBEG AT NW COR OF W1/2 OF SE1/4 OF SEC 6, T6S, R3W, TH E 874', TH SO 688' 740'S, TH W 874', TH N 688' 740'S TO POB
Legal Range3W
Legal Township6S
Legal Section06
JurisdictionMORGAN AL
Minor Civil DivisionSOMERVILLE
Census Blockgroup3
Census Block3109
Census Tract5404

Owner

Source: Morgan County records · APN 11-03-06-0-000-005.001

Assessment roll updated June 19, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address676 E UPPER RIVER RD, DECATUR, AL 35603-5906
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 29, 2019Deed of Trust, Mortgage · Conventional Mortgage
TIDEWATER MORTGAGE SERVICES INC
Nov 01, 2018Deed of Trust, Mortgage · Building or Construction Mortgage
GEORGIA BANKING CO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 17, 2016 · Amount on Record
Deed SaleFeb 17, 2016 · Amount on Record
Deed Book / Page2016 / 1337
Record RefreshedSep 20, 2026

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMORGAN AL
Property Address676 E UPPER RIVER RD, DECATUR, AL 35603-5906
Transaction TypeMortgage
Record UpdatedMay 17, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2019/16724
DateMay 29, 2019
Book Page2019/16724
Lender
NameTIDEWATER MORTGAGE SERVICES INC
TypeMortgage Company
AddressHUNTSVILLE, AL 35806
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2049

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMORGAN AL
Property Address676 E UPPER RIVER RD, DECATUR, AL 35603-5906
Transaction TypeMortgage
Record UpdatedMay 17, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2018/36041
DateNov 01, 2018
Book Page2018/36041
Lender
NameGEORGIA BANKING CO
TypeBank
AddressATLANTA, GA 30339
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term11 Months
DueOct 25, 2019

Tax Assessment & Valuation

Source: Morgan County records · Assessment roll updated June 19, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateAlabama
CountyMorgan County
Unified School DistrictMorgan County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,191.00 (+1.28%)$44,900 (+3.58%) Land $14,040 Building $30,860$449,000 (+3.58%) Land $140,400 Building $308,600
2024$43,350 (-0.73%) Land $12,760 Building $30,590$433,500 (-0.73%) Land $127,600 Building $305,900
2023$1,176.00 (-1.01%) Homeowner's exemption$43,670 (-) Land $12,760 Building $30,910$436,700 (-) Land $127,600 Building $309,100
2022$1,188.00 Homeowner's exemption$43,670 Land $12,760 Building $30,910$436,700 Land $127,600 Building $309,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Morgan County (01103C), updated July 4, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 8% of Alabama
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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