675 E Upper River Rd, Decatur, AL 35603 Property Records

Morgan County property record for 675 E Upper River Rd, Decatur, AL 35603

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,089 sqft · built 1965
Lot Size	2.8 acres (121,968 sqft)
Owner	Individual Name on File
Tax Bill	$723 (2025)
Flood Zone	Zone X (minimal risk)
APN	`11-03-07-0-000-001.001`

Property Details

APN / Parcel Number

Primary APN	`11-03-07-0-000-001.001`
Alternative APNs	`761220` `22829`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	2,089 sqft Living Area
1st Floor Area	2,089 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	121,968 sqft (2.8 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Gravity Furnace

Location & Zoning

Account Number	761220
Street Address	675 E UPPER RIVER RD
City	DECATUR
State	AL
Zip	35603-5907
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG AT NW COR OF NE1/4 OF SEC 7, T6S, R3W TH E 640.2', TH SO 39.6' TO SO LINE OF R/W OF RIVER RD, TH E 122.9', TO TPOB. TH CO
Legal Range	3W
Legal Township	6S
Legal Section	07
Jurisdiction	MORGAN AL
Township / Civil Division	SOMERVILLE
Census Block Group	4
Census Block	4021
Census Tract	5404

Owner

Source: Morgan County assessment roll, APN 11-03-07-0-000-001.001, as of June 19, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	395 E UPPER RIVER RD, DECATUR, AL 35603-5485
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Mar 01, 2022
Transfer Doc	2022002273
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Morgan County records · Assessment roll updated June 19, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Morgan County
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$723.00 (+4.03%)	$20,770 (+3.75%) Land $4,870 Building $15,900	$207,700 (+3.75%) Land $48,700 Building $159,000
2024		$20,020 (-) Land $4,420 Building $15,600	$200,200 (-) Land $44,200 Building $156,000
2023	$695.00 (-53.57%) Homeowner's exemption	$20,020 (-) Land $4,420 Building $15,600	$200,200 (-) Land $44,200 Building $156,000
2022	$1,497.00 Disabled Person's exemption	$20,020 Land $4,420 Building $15,600	$200,200 Land $44,200 Building $156,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Morgan County (01103C), as of July 4, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 011030054044, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Nearby Flood Policies	23 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 20 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
FlashFiber Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system AL0001088, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	NE MORGAN CO., WATER & SEWER AUTHORITY serves 26,352 people
Water Source	Purchased surface water from DECATUR, MUNICIPAL UB OF
Last State Inspection	Jul 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.