676 E Lake Ave, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 676 E Lake Ave, Watsonville, CA 95076

Property Summary

Property Type	Service Station & Convenience Store
Details	2,765 sqft · built 2008
Lot Size	0.437 acres (19,036 sqft)
Owner	Individual Name on Record
Last Sale	$1,500,000 (Feb 2016)
Tax Bill	$15,351 (2025)
Deeds & Mortgages	Mar 2019 Mortgage Oct 2019 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`017-072-01`

Property Details

APN / Parcel Number

Primary APN	`017-072-01`
Alternative APN	`017-072-01-000`

Interior

Stories	1 Story
Building Area	2,765 sqft Gross Area
1st Floor Area	2,765 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Construction Type	Metal Frame
Fire Resistance	Special
Lot Area	19,036 sqft (0.437 acres)

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	676 E LAKE AVE, A
City	WATSONVILLE
State	CA
Zip	95076-3549
Property Category	Commercial
Property Type	Commercial > Retail > Service Station & Convenience Store
Legal Description	TRACT 22 LOT 37
Legal Subdivision	HUSHBECK SUB
Legal Tract	22
Legal Lot Number	37
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	2
Census Block	2013
Census Tract	110102

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1800 SILVERWINGS CT, MORGAN HILL, CA 95037-9002
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2019	Deed of Trust, Mortgage · Commercial Mortgage BAY COMMERCIAL BANK
Oct 28, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage BAY COMMERCIAL BANK
Feb 26, 2019	Deed of Trust, Mortgage UNITED BUSN BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 29, 2016 · Amount on Record
Deed Sale	Feb 29, 2016 · Amount on Record
Prior Sale	Dec 29, 2005
Deed Document Number	20166613
Prior Transfer Date	Feb 25, 2016
Prior Transfer Doc	0000006612
Record Updated	Sep 20, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	676 E LAKE AVE, WATSONVILLE, CA 95076-3549
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005384
Date	Mar 1, 2019
Instrument	2019-0005384

Lender

Name	BAY COMMERCIAL BANK
Type	Bank
Address	WALNUT CREEK, CA 94596

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	676 E LAKE AVE, WATSONVILLE, CA 95076-3549
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TTL ORANGE CNTY BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033171
Date	Oct 28, 2019
Instrument	2019-0033171

Lender

Name	BAY COMMERCIAL BANK
Type	Bank
Address	WALNUT CREEK, CA 94596

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	676 E LAKE AVE, WATSONVILLE, CA 95076-3549
Document Number	0000005386
Instrument Date	Feb 26, 2019
Transaction Type	Mortgage
Record Updated	Mar 14, 2019
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	676 E LAKE AVE WATSONVILLE CA 950763549, WATSONVILLE, CA 95076-3549

Mortgage

Document Number	0000005386
Date	Mar 1, 2019
Instrument	5386

Lender

Name	UNITED BUSN BK
Address	WALNUT CREEK, CA 94596

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Watsonville City
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,219,548 (+2%) Land $609,774 Building $609,774
2025	$15,351.00 (+12.45%)	$1,195,636 (+4.04%) Land $597,818 Building $597,818
2023	$13,651.00 (+1.79%)	$1,149,208 Land $574,604 Building $574,604
2022	$13,411.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 115 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	115 in force
Nearby Flood Claims	19 (2022–2023)
Most Recent Claim	Mar 2023 · Severe Winter Storms And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WATSONVILLE serves 65,231 people · EPA ID CA4410011
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,034 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Cruzio Fixed Wireless	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

Nearby Properties on E Lake Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures