Madison County property record for 676 Cherry Trace Dr, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,136 sqft |
| Lot Size | 1.07 acres (46,613 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $265,000 (Aug 2025) |
| Tax Bill | $2,027 (2025) |
| Deeds & Mortgages | Aug 2025 Sale & Mortgage Jun 2021 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0053-0002-0044 |
| Primary APN | 0053-0002-0044 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,136 sqft Living Area |
| 1st Floor Area | 650 sqft |
| Basement Area | 650 sqft |
| Unfinished Basement | 650 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Architectural Style | Split Foyer |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 46,613 sqft (1.07 acres) |
| Garage Type | Basement |
| Garage Area | 416 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 59710 |
|---|---|
| Street Address | 676 CHERRY TRACE DR |
| City | RICHMOND |
| State | KY |
| Zip | 40475-8478 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CHERRY TRACE LOT 44 |
| Legal Subdivision | CHERRY TRACE |
| Legal Phase | 11 |
| Legal Block | 2 |
| Legal Lot Number | 44 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BOONESBOROUGH-WHITE HALL |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 10104 |
Source: Madison County records, as of December 9, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 676 CHERRY TRACE DR, RICHMOND, KY 40475-8478 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
| Date | Document |
|---|---|
| Aug 19, 2025 | Guardian's Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jun 24, 2021 | Intrafamily Transfer, Transfer |
| Dec 3, 2020 | Deed, Transfer JETT TITLE |
| Apr 17, 2020 | Special Warranty Deed, Construction Loan · Construction Mortgage PEOPLES EXCHANGE BANK (STANTON KY |
| Dec 17, 2019 | Quit Claim Deed, Foreclosure Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 19, 2025 · Amount on Record |
| Deed Sale | Aug 19, 2025 · Amount on Record |
| Prior Sale | Dec 3, 2020 · Amount on Record |
| Deed Document Number | 202514279411 |
| Deed Book / Page | 871 / 784 |
| Prior Transfer Date | Jul 21, 2016 |
| Prior Transfer Doc | D00782/364 |
| Record Updated | Sep 20, 2026 |
| Document Type | Guardian's Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Aug 19, 2025 |
| Property Address | 676 CHERRY TRACE DR, RICHMOND, KY 40475-8478 |
| Document Number | 00D871/784 |
| Book / Page | D871 / 784 |
| Map Reference | CAB 13 SL 149 |
| Instrument Date | Aug 6, 2025 |
| Instrument | 2014279411 |
| Transaction Type | Transfer |
| Record Updated | Dec 9, 2025 |
| Title Company | UNKNOWN, LAND GROUP TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $265.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2935 MORNINGSIDE DR, CAMP HILL, PA 17011-5817 |
| Name | Verified Name |
|---|---|
| Address | 676 CHERRY TRACE DR, RICHMOND, KY 40475-8478 |
| Document Number | 2014279412 |
|---|---|
| Date | Aug 19, 2025 |
| Instrument | 2014279412 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jun 24, 2021 |
| Property Address | 676 CHERRY TRACE DR, RICHMOND, KY 40475-8478 |
| Document Number | D807/374 |
| Book / Page | D807 / 374 |
| Map Reference | CAB 13 SL 149 |
| Instrument Date | Jun 10, 2021 |
| Instrument | 2014042306 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 676 CHERRY TRACE DR, 676, RICHMOND, KY 40475-8478 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 676 CHERRY TRACE DR, RICHMOND, KY 40475-8478 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Dec 3, 2020 |
| Property Address | 676 CHERRY TRACE DR, RICHMOND, KY 40475-8478 |
| Document Number | D00797/775 |
| Book / Page | D00797 / 775 |
| Map Reference | CAB 13 SL 149 |
| Instrument Date | Nov 20, 2020 |
| Instrument | 2014025195 |
| Transaction Type | Transfer |
| Record Updated | Sep 10, 2021 |
| Title Company | JETT TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $215.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 513 PARK RIDGE DR, 513, RICHMOND, KY 40475-3830 |
| Name | Verified Name |
|---|---|
| Address | 676 CHERRY TRACE DR, RICHMOND, KY 40475-8478 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Apr 17, 2020 |
| Property Address | 676 CHERRY TRACE DR, RICHMOND, KY 40475-8478 |
| Document Number | D00786/777 |
| Book / Page | D00786 / 777 |
| Map Reference | CAB 13 SL 149 |
| Instrument Date | Apr 14, 2020 |
| Instrument | 2014010539 |
| Transaction Type | Construction Loan |
| Record Updated | Sep 10, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1850 PARKWAY PL SE STE 500, 1850, MARIETTA, GA 30067-8244 |
| Name | Verified Name |
|---|---|
| Address | 513 PARK RIDGE DR, RICHMOND, KY 40475-3830 |
| Document Number | 2014010540 |
|---|---|
| Date | Apr 17, 2020 |
| Instrument | 2014010540 |
| Name | PEOPLES EXCHANGE BANK (STANTON KY |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Apr 17, 2021 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Dec 17, 2019 |
| Property Address | 676 CHERRY TRACE DR, RICHMOND, KY 40475-8478 |
| Document Number | D00782/364 |
| Book / Page | D00782 / 364 |
| Map Reference | CAB 13 SL 149 |
| Instrument Date | Jul 21, 2016 |
| Instrument | 2014004026 |
| Transaction Type | Foreclosure |
| Record Updated | Sep 10, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7105 CORPORATE DR, 7105, PLANO, TX 75024-4100 |
| Name | Verified Name |
|---|---|
| Address | 2401 NW 23RD ST STE 1D, 1D, OKLAHOMA CITY, OK 73107-2420 |
| Mail Care Of | INFORMATION SYSTEMS NETWORKS CORP |
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,027.00 (-2.78%) | $215,000 (-) | $215,000 (-) |
| 2023 | $2,085.00 | $215,000 | $215,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 5 (2014–2023) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Jun 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224 |
|---|---|
| Water Source | Purchased surface water from RICHMOND UTILITIES |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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