Madison County property record for 660 Cherry Trace Dr, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Details | 2,186 sqft |
| Lot Size | 21.2 acres (926,086 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $10,000 (Mar 2022) |
| Tax Bill | $1,998 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Nov 2017 Second Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0053-0000-0019 |
| Primary APN | 0053-0000-0019 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,186 sqft Living Area |
| 1st Floor Area | 1,484 sqft |
| Basement Area | 1,484 sqft |
| Unfinished Basement | 1,484 sqft |
| Exterior Material | Brick Veneer |
|---|---|
| Lot Area | 926,086 sqft (21.2 acres) |
| Garage Type | Attached |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 150 sqft |
| Account Number | 51391 |
|---|---|
| Street Address | 660 CHERRY TRACE DR |
| City | RICHMOND |
| State | KY |
| Zip | 40475-8478 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 17.49 ACRES & TRACT B (2.15 ACRES) |
| Legal Subdivision | JAMES AND CHRISTINA GEORGE |
| Legal Tract | B |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BOONESBOROUGH-WHITE HALL |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 10104 |
Source: Madison County assessment roll, as of December 9, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 660 CHERRY TRACE DR, RICHMOND, KY 40475-8478 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 6, 2026 | Deed of Trust, Mortgage · Line of Credit P N C BANK NA |
| Nov 10, 2017 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage PNC BANK NA |
| Jun 26, 2017 | Deed of Trust, Mortgage · Conventional Mortgage PNC MORTGAGE LLC |
| Dec 13, 2019 | Deed of Trust, Mortgage · Closed-End Mortgage PNC BANK NA |
| Apr 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA |
| Mar 16, 2023 | Correction Deed |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 21, 2022 · Amount on Record |
| Deed Sale | Mar 21, 2022 · Amount on Record |
| Deed Document Number | 202214082487 |
| Deed Book / Page | 820 / 276 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | May 6, 2026 |
| Property Address | 660 CHERRY TRACE DR, RICHMOND, KY 40475-8478 |
| Document Number | 0014345818 |
| Book / Page | 2465 / 460 |
| Instrument Date | Apr 11, 2026 |
| Instrument | 202614345818 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 660 CHERRY TRACE DR, RICHMOND, KY 40475-8478 |
| Investor | Possibly a Property Investor |
| Document Number | 0014345818, |
|---|---|
| Date | May 6, 2026 |
| Book Page | 2465/460 |
| Instrument | 202614345818 |
| Name | P N C BANK NA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | Apr 28, 2066 |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 660 CHERRY TRACE DR, RICHMOND, KY 40475-8478 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | M01774/427 |
|---|---|
| Date | Nov 10, 2017 |
| Book Page | M01774/427 |
| Instrument | 2013967673 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | RICHMOND, KY 40475 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 660 CHERRY TRACE DR, RICHMOND, KY 40475-8478 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | M01749/440 |
|---|---|
| Date | Jun 26, 2017 |
| Book Page | M01749/440 |
| Instrument | 2013960550 |
| Name | PNC MORTGAGE LLC |
|---|---|
| Type | Lending Institution |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 660 CHERRY TRACE DR, RICHMOND, KY 40475-8478 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | M01906/585 |
|---|---|
| Date | Dec 13, 2019 |
| Book Page | M01906/585 |
| Instrument | 2014003887 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 264 Months |
| Due | Dec 13, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 660 CHERRY TRACE DR, RICHMOND, KY 40475-8478 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Title Company | NATIONALLINK |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0M2042/713 |
|---|---|
| Date | Apr 15, 2021 |
| Book Page | M2042/713 |
| Instrument | 2014033516 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Mar 16, 2023 |
| Property Address | 660 CHERRY TRACE DR, RICHMOND, KY 40475-8478 |
| Document Number | 00D835/713 |
| Book / Page | D835 / 713 |
| Map Reference | CAB 29 PG 32 |
| Instrument Date | Mar 15, 2023 |
| Instrument | 2014136495 |
| Record Updated | Jan 20, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 660 CHERRY TRACE DR, RICHMOND, KY 40475-8478 |
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,998.00 (-4.03%) Homeowner's exemption | $261,000 (-) | $261,000 (-) |
| 2023 | $2,082.00 Homeowner's exemption | $261,000 | $261,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 5 (2014–2023) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Jun 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224 |
|---|---|
| Water Source | Purchased surface water from RICHMOND UTILITIES |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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