Whatcom County property record for 6754 Oat Coles Rd, Everson, WA 98247 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1972 |
| Square Footage | 1,300 sqft Living Area |
| Lot Size | 211,266 sqft (4.84 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $699,000 (2023) |
| Tax Bill | $5,627.00 (2025) |
| Primary APN | 43598 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 1,300 sqft Living Area |
| 1st Floor | 1,300 sqft 1st Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1972 |
|---|---|
| Architectural Style | Other Style |
| Exterior Material | Metal Exterior |
| Foundation Type | Concrete Foundation |
| Roof Material | Metal Roof |
| Lot Area | 211,266 sqft (4.84 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 528 sqft Garage |
| Porch | Covered Porch |
| Storage Building | 120 sqft Storage Building |
| Heating System | Forced Air Heating |
|---|
| Account Number | 43598 |
|---|---|
| Street Address | 6754 OAT COLES RD |
| City | EVERSON |
| State | WA |
| Zip | 98247-9443 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | S 330 FT OF N 740 FT OF W 1/2 SE NW LY ELY OF CO RD |
| Legal Range | 04 |
| Legal Township | 39 |
| Legal Section | 09 |
| Jurisdiction | WHATCOM WA |
| Minor Civil Division | SUMAS |
| Census Blockgroup | 1 |
| Census Block | 1037 |
| Census Tract | 10201 |
Source: Whatcom County records · APN 43598
Assessment roll updated May 31, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 6754 OAT COLES RD, EVERSON, WA 98247-9443 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 21, 2024 | Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA |
| Sep 19, 2023 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 19, 2023 · Amount on Record |
| Deed Sale | Sep 19, 2023 · Amount on Record |
| Deed Doc Number | 2023-0901395 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 6754 OAT COLES RD, EVERSON, WA 98247-9443 |
| Transaction Type | Mortgage |
| Record Updated | Feb 28, 2024 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 6754 OAT COLES RD, EVERSON, WA 98247-9443 |
| Document Number | 0000201164 |
|---|---|
| Date | Feb 21, 2024 |
| Instrument | 2024-0201164 |
| Name | MORGAN STANLEY PRIVATE BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45245 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.95% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Mar 01, 2034 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 10.9% |
| Margin | 3 |
| Max Rate | 10.9% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Sep 19, 2023 |
| Property Address | 6754 OAT COLES RD, EVERSON, WA 98247-9443 |
| Document Number | 0000901395 |
| Instrument Date | Sep 11, 2023 |
| Instrument | 2023-0901395 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2023 |
| Title Company | CHICAGO TITLE COMPANY/WA, CHICAGO TITLE COMPANY OF WA |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $11,502.20 |
| Amount Accuracy | Calculated from Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6754 OAT COLES RD, EVERSON, WA 98247-9443 |
| Document Number | 0000901396 |
|---|---|
| Date | Sep 19, 2023 |
| Instrument | 2023-0901396 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Oct 01, 2030 |
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Min Rate At Change | 3.95% |
| Index | 1-Year CMT |
| Max Rate | 10.9% |
Source: Whatcom County records · Assessment roll updated May 31, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Unified School District | Nooksack Valley School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,627.00 (+364.66%) | $607,986 (+131.23%) Land $383,032 Building $224,954 | $607,986 (+7.49%) Land $383,032 Building $224,954 |
| 2022 | $262,940 Land $147,114 Building $115,826 | $565,644 Land $306,442 Building $259,202 | |
| 2021 | $1,211.00 |
Source: FEMA National Flood Hazard Layer, Whatcom County (53073C), updated May 26, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 16% of Washington |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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