6746 Oat Coles Rd, Everson, WA 98247 Property Records

Whatcom County property record for 6746 Oat Coles Rd, Everson, WA 98247

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,742 sqft · built 1975
Lot Size1.44 acres (62,726 sqft)
OwnerOwner Name on Record
Tax Bill$5,152 (2025)
Deeds & MortgagesMar 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN45709

Property Details

APN / Parcel Number

Primary APN45709
Alternative APNs
  • 390409 148313 0000
  • 106356

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories2 Stories
Building Area1,742 sqft Living Area
1st Floor Area1,236 sqft
2nd Floor Area506 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Architectural StyleSplit Level
Exterior MaterialCombination
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area62,726 sqft (1.44 acres)
Garage TypeDetached
Garage Area720 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
Deck Area370 sqft
Patio Area408 sqft
Storage Building608 sqft

Utilities, Heating & Cooling

Heating SystemBaseboard

Location & Zoning

Account Number45709
Street Address6746 OAT COLES RD
CityEVERSON
StateWA
Zip98247-9443
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG
Legal DescriptionTR IN W 1/2 SE NW-EXC N 740 FT THEREOF-EXC TR CONV HOPEWELL CEMETERY ASSN DAF-BEG AT NW COR OF HOPEWELL CEMETERY TR-TH E ALG
Legal Range04
Legal Township39
Legal Section09
JurisdictionWHATCOM WA
Township / Civil DivisionSUMAS
Census Block Group1
Census Block1037
Census Tract10201

Owner

Source: Whatcom County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on Record
Mailing Address6746 OAT COLES RD, EVERSON, WA 98247-9443
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateApr 25, 2008
Transfer Doc2080403621
Record UpdatedJun 8, 2026

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHATCOM WA
Property Address6746 OAT COLES RD, EVERSON, WA 98247-9443
Document Number2180301332
Instrument DateMar 9, 2018
Transaction TypeMortgage
Record UpdatedMar 21, 2018
Title CompanyWHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address6746 OAT COLES RD EVERSON WA 982479443, EVERSON, WA 98247-9443

Mortgage

Document Number2180301332
DateMar 14, 2018
Instrument301332
Lender
NameWHATCOM EDUCATIONAL CU
TypeCredit Union
AddressBELLINGHAM, WA 98227-9750
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueMar 13, 2038
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

TypeName
StateWashington
CountyWhatcom County
Unified School DistrictNooksack Valley School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,152.00 (+7.53%)$556,674 (-3.6%) Land $234,320 Building $322,354$556,674 (-3.6%) Land $234,320 Building $322,354
2022$577,460 Land $244,593 Building $332,867$577,460 Land $244,593 Building $332,867
2021$4,791.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 44 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies44 in force
Nearby Flood Claims9 (2021–2025)
Most Recent ClaimDec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Dec 2025 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Astound Broadband
Cable
1,500 / 50
Pogozone powered by Neubeam
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: Ziply Fiber.

Nearby Properties on Oat Coles Rd

Nearby Streets

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