675 Ridgetop Rd, Tryon, NC 28782 Property Records

Polk County property record for 675 Ridgetop Rd, Tryon, NC 28782

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,009 sqft · built 1983
Lot Size	6.43 acres (280,091 sqft)
Owner	Individual Name on File
Last Sale	$850,000 (Jul 2022)
Tax Bill	$5,375 (2026)
Deeds & Mortgages	Jul 2022 Sale Aug 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`P49-34`

Property Details

APN / Parcel Number

Primary APN	`P49-34`
Alternative APN	`23033`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	2,009 sqft Finished Area
Basement Area	2,003 sqft
Finished Basement	1,313 sqft
Unfinished Basement	690 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Exterior Material	Brick
Foundation Type	Retaining Wall
Roof Type	Gable
Roof Material	Shingle
Lot Area	280,091 sqft (6.43 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	23033
Street Address	675 RIDGETOP RD
City	TRYON
State	NC
Zip	28782-7696
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	M
Legal Description	LOT #10, MANY LEVELS SUBDIVISION, 0M18 MANY LEVELS
Legal Subdivision	MANY LEVELS
Legal Lot Number	10
Jurisdiction	POLK NC
Township / Civil Division	TRYON
Census Block Group	4
Census Block	4002
Census Tract	920304

Owner

675 Ridgetop Rd is owned and occupied by an individual who bought it in July 2022.

Source: Polk County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	675 RIDGETOP RD, TRYON, NC 28782-7696
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2022	Warranty Deed, Transfer
Aug 15, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 20, 2022 · Amount on File
Deed Sale	Jul 20, 2022 · Amount on File
Prior Sale	Aug 15, 2019 · Amount on File
Deed Book / Page	471 / 1535
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Jul 20, 2022
Property Address	675 RIDGETOP RD, TRYON, NC 28782-7696
Document Number	00471/1535
Book / Page	471 / 1535
Map Reference	FILE C PG 985
Instrument Date	Jul 19, 2022
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Amount	Amount on Record
Tax	$1,700.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	675 RIDGETOP RD, 675, TRYON, NC 28782-7696

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5050 N OCEAN DR APT 701, 701, RIVIERA BEACH, FL 33404-2575

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Aug 15, 2019
Property Address	675 RIDGETOP RD, TRYON, NC 28782-7696
Document Number	00442/1146
Book / Page	442 / 1146
Instrument Date	Aug 1, 2019
Transaction Type	Transfer
Record Updated	Mar 7, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	675 RIDGETOP RD, TRYON, NC 28782-7696

Tax Assessment & Valuation

The 2026 property tax bill for 675 Ridgetop Rd was $5,375, up 3.5% from the year before.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,375.00 (+3.52%)	$916,242 (-) Land $275,160 Building $641,082	$916,242 (-) Land $275,160 Building $641,082
2025	$5,192.00	$916,242 Land $275,160 Building $641,082	$916,242 Land $275,160 Building $641,082
2023	$2,816.00	$407,390 Land $80,725 Building $326,665
2021			$407,390 Land $80,725 Building $326,665

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 675 Ridgetop Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 675 Ridgetop Rd is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ridgetop Rd

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