Polk County property record for 465 Ridgetop Rd, Tryon, NC 28782 · Last verified October 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,285 sqft · built 1981 |
| Lot Size | 5.73 acres (249,599 sqft) |
| Owner | Individual Name on File |
| Last Sale | $430,000 (Aug 2005) |
| Tax Bill | $4,870 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | P49-37 |
| Primary APN | P49-37 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 2,285 sqft Finished Area |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Exterior Material | Wood Siding |
| Foundation Type | Retaining Wall |
| Roof Material | Shingle |
| Lot Area | 249,599 sqft (5.73 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 33368 |
|---|---|
| Street Address | 465 RIDGETOP RD |
| City | TRYON |
| State | NC |
| Zip | 28782-7694 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT #13, 0M18 MANY LEVELS |
| Legal Subdivision | MANY LEVELS |
| Legal Lot Number | 13 |
| Jurisdiction | POLK NC |
| Township / Civil Division | TRYON |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 920304 |
Source: Polk County records · APN P49-37
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 465 RIDGETOP RD, TRYON, NC 28782-7694 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 11, 2005 · Amount on Record |
| Deed Sale | Aug 11, 2005 · Amount on Record |
| Deed Document Number | 0003301859 |
| Deed Book / Page | 330 / 1859 |
| Record Updated | Jun 08, 2026 |
Source: Polk County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Unified School District | Polk County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,870.00 (+19.45%) | $859,363 (+45.73%) Land $116,760 Building $742,603 | $859,363 (+45.73%) Land $116,760 Building $742,603 |
| 2023 | $4,077.00 | $589,689 Land $75,475 Building $514,214 | |
| 2021 | $589,689 Land $75,475 Building $514,214 |
Source: FEMA National Flood Hazard Layer, Polk County (37149C), updated July 8, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371499203044, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 2 individual NFIP policies nearby |
| Nearby Flood Policies | 2 in force 1 of 2 on primary residences |
| Wildfire Risk | Moderate above 49% of the US · above 70% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 909 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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