Ventura County property record for 675 Mandalay Beach Rd, Oxnard, CA 93035
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 3,511 sqft · built 1993 |
| Lot Size | 0.057 acres (2,490 sqft) |
| Owner | Company Name on Record |
| Last Sale | $2,650,000 (May 2006) |
| Tax Bill | $44,814 (2025) |
| Deeds & Mortgages | Aug 2019 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 191-0-190-315 |
| Primary APN | 191-0-190-315 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 3 Stories |
| Building Area | 3,511 sqft Living Area |
| 1st Floor Area | 995 sqft |
| 2nd Floor Area | 1,413 sqft |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Traditional |
| Exterior Material | Wood Siding |
| Roof Material | Tile |
| Lot Area | 2,490 sqft (0.057 acres) |
| Garage Area | 495 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 301 sqft |
| Patio Area | 626 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 675 MANDALAY BEACH RD |
|---|---|
| City | OXNARD |
| State | CA |
| Zip | 93035-1051 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RBF |
| Legal Description | TRACT: 470100 LOT: 4 REF: 121MR 56 |
| Legal Subdivision | 4701 |
| Legal Tract | 470100 |
| Legal Block | 190 |
| Legal Lot Number | 4 |
| Jurisdiction | VENTURA CA |
| Township / Civil Division | OXNARD |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 3615 |
Source: Ventura County records, as of July 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 11322 CHALON RD, LOS ANGELES, CA 90049-1721 |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 12, 2006 · Amount on Record |
| Deed Sale | May 12, 2006 · Amount on Record |
| Prior Sale | Feb 3, 1994 · Amount on Record |
| Deed Document Number | 2006102412 |
| Prior Transfer Date | Jun 4, 1996 |
| Prior Transfer Doc | 0000080548 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VENTURA CA |
| Property Address | 675 MANDALAY BEACH RD, OXNARD, CA 93035-1051 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000097790 |
|---|---|
| Date | Aug 23, 2019 |
| Instrument | 20190823-00097790 |
| Name | UBS BANK USA |
|---|---|
| Type | Bank |
| Address | SALT LAKE CITY, UT 84111 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Sep 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 7.87% |
| Index | 1-Year LIBOR |
| Max Rate | 7.87% |
Source: Ventura County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | California |
| County | Ventura County |
| Municipality | Oxnard City |
| Elementary School District | Oxnard Elementary School District (KG - 08) |
| Secondary School District | Oxnard Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $3,708,073 (+2%) Land $3,136,312 Building $571,761 | |
| 2025 | $44,814.00 (+2.22%) | $3,635,366 (+4.04%) Land $3,074,816 Building $560,550 |
| 2024 | $43,839.00 (+3.81%) | |
| 2023 | $42,231.00 (+3.12%) | $3,494,201 Land $2,955,417 Building $538,784 |
| 2022 | $40,953.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone VE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 90 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 93 units insured incl. 3 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OXNARD WATER DEPT serves 200,232 people · EPA ID CA5610007 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 685 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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