675 Garden St, Willows, CA 95988 Property Records

Glenn County property record for 675 Garden St, Willows, CA 95988

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,820 sqft · built 1979
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on Record
Last Sale	$293,000 (Nov 2022)
Tax Bill	$4,385 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2026 Mortgage + 1 more
Flood Zone	Zone AH (high risk)
APN	`005-232-018-000`

Property Details

APN / Parcel Number

Primary APN	`005-232-018-000`
Alternative APNs	`005-23-2-018` `0052320180`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,820 sqft Living Area
Gross Area	2,304 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Construction Type	Wood
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	005-23-2-018
Street Address	675 GARDEN ST
City	WILLOWS
State	CA
Zip	95988-2235
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	675 GARDEN ST
Legal Subdivision	EAST WILLOWS
Legal Block	13
Legal Lot Number	4
Jurisdiction	GLENN CA
Township / Civil Division	WILLOWS
Census Block Group	2
Census Block	2005
Census Tract	10401

Owner

Source: Glenn County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	675 GARDEN ST, WILLOWS, CA 95988-2235
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2026	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING
Apr 8, 2026	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING
Nov 18, 2022	Grant Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2022 · Amount on Record
Deed Sale	Nov 18, 2022 · Amount on Record
Deed Document Number	20224555
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLENN CA
Recording Date	Apr 8, 2026
Property Address	675 GARDEN ST, WILLOWS, CA 95988-2235
Document Number	0000000841
Instrument Date	Apr 2, 2026
Instrument	2026841
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	675 GARDEN ST, WILLOWS, CA 95988-2235

Mortgage

Document Number	0000000841,
Date	Apr 8, 2026
Instrument	2026841

Lender

Name	LAKEVIEW LOAN SERVICING

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6%
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLENN CA
Recording Date	Apr 8, 2026
Property Address	675 GARDEN ST, WILLOWS, CA 95988-2235
Document Number	0000000841
Instrument Date	Apr 2, 2026
Instrument	2026841
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES (RE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	675 GARDEN ST, WILLOWS, CA 95988-2235

Mortgage

Document Number	0000000841,
Date	Apr 8, 2026
Instrument	2026841

Lender

Name	LAKEVIEW LOAN SERVICING

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6%
Max Rate	-1%

November 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GLENN CA
Recording Date	Nov 18, 2022
Property Address	675 GARDEN ST, WILLOWS, CA 95988-2235
Document Number	0000004555
Map Reference	MB 1 PG 37&46
Instrument Date	Nov 10, 2022
Instrument	2022-4555
Transaction Type	Transfer
Record Updated	Jan 25, 2023
Title Company	TIMIOS TITLE INC, TIMIOS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	675 GARDEN ST, WILLOWS, CA 95988-2235

Mortgage

Document Number	0000004556
Date	Nov 18, 2022
Instrument	2022-4556

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Tax Assessment & Valuation

Source: Glenn County assessment roll, as of July 9, 2025

Property Jurisdictions

Type	Name
State	California
County	Glenn County
Unified School District	Willows Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,385.00 (+5.46%) Homeowner's exemption	$304,837 (+4.04%) Land $52,020 Building $252,817
2024	$4,158.00 (+2.77%)
2023	$4,046.00 (+101.8%) Homeowner's exemption	$293,000 Land $50,000 Building $243,000
2022	$2,005.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	132.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 49 policies
Nearby Flood Policies	49 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL-WATER SERVICE CO.-WILLOWS private · serves 7,107 people · EPA ID CA1110003
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
unWired Broadband Fixed Wireless	400 / 50
Stream IT Networks Fixed Wireless	301 / 172
DigitalPath Fixed Wireless	200 / 20
Succeed.Net Fixed Wireless	100 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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