San Diego County property record for 675 Cunningham Ln, #77, El Cajon, CA 92019
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 5 bd · 3 ba · 2,604 sqft · built 1955 |
| Lot Size | 1.33 acres (57,935 sqft) |
| Owner | Individual Name on File |
| Last Sale | $403,000 (Jul 2000) |
| Tax Bill | $7,073 (2025) |
| Deeds & Mortgages | Jan 2017 Line of Credit Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 514-120-08-00 |
| Primary APN | 514-120-08-00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Units | 2 Units |
| Building Area | 2,604 sqft Living Area |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Multi-Family |
| Lot Area | 57,935 sqft |
| Street Address | 675 CUNNINGHAM LN, 77 |
|---|---|
| City | EL CAJON |
| State | CA |
| Zip | 92019-3504 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Local Zoning Code | RR |
| Legal Description | BLK 26 LOT 3 POR TR 000355 |
| Legal Subdivision | RANCHO EL CAJON |
| Legal Tract | 000355 |
| Legal Block | 26 |
| Legal Lot Number | 3 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 15405 |
675 Cunningham Ln, #77 is owned and occupied by an individual who acquired it in November 2014.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 675 CUNNINGHAM LN, EL CAJON, CA 92019-3504 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 11, 2017 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA |
| Sep 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 3, 2020 | Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 26, 2000 · Amount on File |
| Deed Sale | Jul 26, 2000 · Amount on File |
| Deed Document Number | 2000395450 |
| Last Transfer Date | Nov 20, 2014 |
| Transfer Doc | 0000515305 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 675 CUNNINGHAM LN # 77, 77, EL CAJON, CA 92019-3504 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMERICAN TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0000015157 |
|---|---|
| Date | Jan 11, 2017 |
| Instrument | 2017-0015157 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 27, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 675 CUNNINGHAM LN # 77, 77, EL CAJON, CA 92019-3504 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 675 CUNNINGHAM LN 77, 77, EL CAJON, CA 92019-3504 |
| Document Number | 0000544129 |
|---|---|
| Date | Sep 16, 2020 |
| Instrument | 2020-0544129 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 675 CUNNINGHAM LN # 77, 77, EL CAJON, CA 92019-3504 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 675 CUNNINGHAM LN, EL CAJON, CA 92019-3504 |
| Document Number | 0000774955 |
|---|---|
| Date | Dec 3, 2020 |
| Instrument | 2020-0774955 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Nov 24, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 675 Cunningham Ln, #77 was $7,073 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Elementary School District | Cajon Valley Union Elementary School District (KG - 08) |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $619,381 (+2%) Land $184,425 Building $434,956 | |
| 2025 | $7,073.00 Homeowner's exemption | $607,237 Land $180,809 Building $426,428 |
| 2023 | $6,930.00 (+1.61%) Homeowner's exemption | $583,659 Land $173,789 Building $409,870 |
| 2022 | $6,820.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 675 Cunningham Ln, #77 in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2001.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (2001–2023) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2023 · Tropical Storm Hilary |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 675 Cunningham Ln, #77 is low, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 77% of California |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010 |
|---|---|
| Water Source | Surface water |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wyyerd Connect Fiber | 8,000 / 8,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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