San Diego County property record for 651 Cunningham Ln, #53, El Cajon, CA 92019
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,179 sqft · built 1950 |
| Lot Size | 0.79 acres (34,412 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $10,338 (2025) |
| Deeds & Mortgages | Dec 2018 Mortgage Jan 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 514-120-10-00 |
| Primary APN | 514-120-10-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,179 sqft Living Area |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Lot Area | 34,412 sqft (0.79 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Street Address | 651 CUNNINGHAM LN, 53 |
|---|---|
| City | EL CAJON |
| State | CA |
| Zip | 92019-3504 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | BLK 26 LOT 3 POR TR 000355 |
| Legal Subdivision | RANCHO EL CAJON |
| Legal Tract | 000355 |
| Legal Block | 26 |
| Legal Lot Number | 3 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 15405 |
651 Cunningham Ln, #53 is owned by an individual who acquired it in October 2025.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 651 CUNNINGHAM LN, EL CAJON, CA 92019-3504 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 14, 2018 | Deed of Trust, Mortgage · VA Mortgage ANCHOR FUNDING INC |
| Jan 19, 2021 | Intrafamily Transfer, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE LLC |
| Jan 19, 2021 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Nov 18, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 19, 2021 |
| Deed Sale | Jan 19, 2021 |
| Prior Sale | Jun 29, 2006 · Amount on File |
| Deed Document Number | 202138439 |
| Last Transfer Date | Oct 3, 2025 |
| Transfer Doc | 0000283659 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 651 CUNNINGHAM LN # 53, 53, EL CAJON, CA 92019-3504 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | WESTERN RESOURCES TITLE COMP |
| Name | Verified Name |
|---|
| Document Number | 0000514595 |
|---|---|
| Date | Dec 14, 2018 |
| Instrument | 2018-0514595 |
| Name | ANCHOR FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2049 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jan 19, 2021 |
| Property Address | 651 CUNNINGHAM LN # 53, 53, EL CAJON, CA 92019-3504 |
| Document Number | 0000038439 |
| Map Reference | MAP 355 |
| Instrument Date | Jan 12, 2021 |
| Instrument | 2021-0038439 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 651 CUNNINGHAM LN, EL CAJON, CA 92019-3504 |
| Document Number | 0000038440 |
|---|---|
| Date | Jan 19, 2021 |
| Instrument | 2021-0038440 |
| Name | UNITED WHOLESALE MORTGAGE LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jan 19, 2021 |
| Property Address | 651 CUNNINGHAM LN # 53, 53, EL CAJON, CA 92019-3504 |
| Document Number | 0000038441 |
| Instrument Date | Jan 12, 2021 |
| Instrument | 38441 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2021 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 651 CUNNINGHAM LN #653 EL CAJON CA 920193504, 653, EL CAJON, CA 92019-3504 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Nov 18, 2019 |
| Property Address | 651 CUNNINGHAM LN # 53, 53, EL CAJON, CA 92019-3504 |
| Document Number | 0000533359 |
| Instrument Date | Aug 24, 2019 |
| Instrument | 533359 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 651 CUNNINGHAM LN EL CAJON CA 920193504, EL CAJON, CA 92019-3504 |
The 2025 property tax bill for 651 Cunningham Ln, #53 was $10,338.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Elementary School District | Cajon Valley Union Elementary School District (KG - 08) |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $904,392 (+2%) Land $418,165 Building $486,227 | |
| 2025 | $10,338.00 Homeowner's exemption | $886,660 Land $409,966 Building $476,694 |
| 2023 | $10,131.00 (+11.75%) Homeowner's exemption | $852,233 Land $394,048 Building $458,185 |
| 2022 | $9,066.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 651 Cunningham Ln, #53 in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2001.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (2001–2023) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2023 · Tropical Storm Hilary |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 651 Cunningham Ln, #53 is low, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 77% of California |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010 |
|---|---|
| Water Source | Surface water |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wyyerd Connect Fiber | 8,000 / 8,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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