6741 Odoniel Loop W, Lakeland, FL 33809 Property Records

Polk County property record for 6741 Odoniel Loop W, Lakeland, FL 33809

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,057 sqft · built 1987
Lot Size	1.08 acres (47,093 sqft)
Owner	2 Individual Names on File
Last Sale	$354,000 (Mar 2020)
Tax Bill	$2,384 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Feb 2022 Mortgage + 5 more
Flood Zone	Zone AE (high risk)
APN	`24-27-17-161100-000270`

Property Details

APN / Parcel Number

Primary APN	`24-27-17-161100-000270`
Alternative APNs	`172724161100000270` `72724000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,057 sqft Living Area
Gross Area	2,561 sqft
1st Floor Area	2,057 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Wood
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	47,093 sqft
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	504 sqft

Exterior Amenities

Pool Type	Enclosed Pool
Pool Area	450 sqft
Porch	Unfinished Open Porch
Porch Area	20 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	6741 ODONIEL LOOP W
City	LAKELAND
State	FL
Zip	33809-4665
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COUNTRY OAKS OF LAKELAND PB 77 PGS 2 & 3 LOT 27
Legal Range	24E
Legal Township	27S
Legal Section	17
Legal Subdivision	COUNTRY OAKS OF LAKELAND
Legal Tract	161100
Legal Block	1
Legal Lot Number	27
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	1
Census Block	1001
Census Tract	12304

Owner

6741 Odoniel Loop W is owned and occupied by two individuals who bought it in March 2020.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6741 ODONIEL LOOP W, LAKELAND, FL 33809-4665
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2024	Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU
Feb 3, 2022	Deed of Trust, Mortgage · Conventional Mortgage THE MORTGAGE FIRM INC
Aug 5, 2021	Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU
Mar 3, 2020	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE FIRM
Feb 12, 2020	Warranty Deed, Transfer OAK HARBOR TITLE SERVICES LLC, OAK HARBOR TITLE SVCS LLC
Jun 13, 2018	Warranty Deed, Transfer · FHA Mortgage HOME SOLUTION LENDERS
Jun 12, 2018	Warranty Deed, Transfer · FHA Mortgage HOME SOLUTION LENDERS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2020 · Amount on File
Deed Sale	Mar 3, 2020 · Amount on File
Prior Sale	Feb 12, 2020 · Amount on File
Deed Document Number	202049061
Deed Book / Page	11161 / 870
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	6741 ODONIEL LOOP W, LAKELAND, FL 33809-4665
Transaction Type	Mortgage
Record Updated	Jan 31, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013786
Date	Jan 19, 2024
Book Page	12977/567
Instrument	2024013786

Lender

Name	MIDFLORIDA CU
Type	Credit Union
Address	LAKELAND, FL 33802

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jan 10, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	6741 ODONIEL LOOP W, LAKELAND, FL 33809-4665
Transaction Type	Mortgage
Record Updated	Feb 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6741 ODONIEL LOOP W, LAKELAND, FL 33809-4665

Mortgage

Document Number	0000030782
Date	Feb 3, 2022
Book Page	12101/1614
Instrument	2022030782

Lender

Name	THE MORTGAGE FIRM INC
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2052

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	6741 ODONIEL LOOP W, LAKELAND, FL 33809-4665
Transaction Type	Mortgage
Record Updated	Aug 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000203431
Date	Aug 5, 2021
Book Page	11834/1891
Instrument	2021203431

Lender

Name	MIDFLORIDA CU
Type	Credit Union
Address	LAKELAND, FL 33802

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Aug 10, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Mar 3, 2020
Property Address	6741 ODONIEL LOOP W, LAKELAND, FL 33809-4665
Document Number	0111610870
Book / Page	011161 / 000870
Instrument Date	Feb 28, 2020
Instrument	49061
Transaction Type	Transfer
Record Updated	Mar 24, 2020
Title Company	OAK HARBOR TITLE SERVICES LLC, OAK HARBOR TITLE SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,478.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5228 HARVARD ST W LAKELAND FL 338100539, LAKELAND, FL 33810-0539

Mortgage

Document Number	111610872
Date	Mar 3, 2020
Book Page	011161/000872
Instrument	49062

Lender

Name	MORTGAGE FIRM
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 2, 2050

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Feb 12, 2020
Property Address	6741 ODONIEL LOOP W, LAKELAND, FL 33809-4665
Document Number	0111371298
Book / Page	011137 / 001298
Instrument Date	Feb 11, 2020
Instrument	32261
Transaction Type	Transfer
Record Updated	Mar 4, 2020
Title Company	OAK HARBOR TITLE SERVICES LLC, OAK HARBOR TITLE SVCS LLC

Transaction

Amount	Amount on Record
Tax	$17.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1142 1ST ST S WINTER HAVEN FL 338803903, WINTER HAVEN, FL 33880-3903

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jun 13, 2018
Property Address	6741 ODONIEL LOOP W, LAKELAND, FL 33809-4665
Document Number	0105161171
Book / Page	010516 / 001171
Instrument Date	Jun 13, 2018
Instrument	126699
Transaction Type	Transfer
Record Updated	Jul 6, 2018
Title Company	MIDFLORIDA TITLE PROFESSIONALS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,645.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1436 COVEY CIR S LAKELAND FL 338095600, LAKELAND, FL 33809-5600

Mortgage

Document Number	105161173
Date	Jun 13, 2018
Book Page	010516/001173
Instrument	126700

Lender

Name	HOME SOLUTION LENDERS
Type	Funding / Finance Company
Address	BARTOW, FL 33830

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 12, 2048

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jun 12, 2018
Property Address	6741 ODONIEL LOOP W, LAKELAND, FL 33809-4665
Document Number	0105140013
Book / Page	010514 / 000013
Instrument Date	Jun 12, 2018
Instrument	124794
Transaction Type	Transfer
Record Updated	Jul 12, 2018
Title Company	MIDFLORIDA TITLE PROFESSIONALS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,645.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1436 COVEY CIR S LAKELAND FL 338095600, LAKELAND, FL 33809-5600

Mortgage

Document Number	105140015
Date	Jun 12, 2018
Book Page	010514/000015
Instrument	124795

Lender

Name	HOME SOLUTION LENDERS
Type	Funding / Finance Company
Address	BARTOW, FL 33830

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 11, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 6741 Odoniel Loop W was $2,384 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$230,679 (+2.7%)	$346,468 (+9.41%) Land $50,000 Building $296,468
2025	$2,384.00 Homeowner's exemption	$224,614	$316,656 Land $50,000 Building $266,656
2023	$2,809.00 (+3.58%) Homeowner's exemption	$211,926 (+3%)	$325,923 (-0.84%) Land $48,000 Building $277,923
2022	$2,712.00 Homeowner's exemption	$205,753	$328,697 Land $40,000 Building $288,697

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6741 Odoniel Loop W in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	132.9 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 20 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6741 Odoniel Loop W is moderate, ranking above 44% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHWEST serves 28,082 people · EPA ID FL6532348
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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