6732 Odoniel Loop W, Lakeland, FL 33809 Property Records

Polk County property record for 6732 Odoniel Loop W, Lakeland, FL 33809

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,398 sqft · built 1987
Lot Size	0.298 acres (12,998 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,665 (2025)
Deeds & Mortgages	Sep 2025 Transfer Apr 2022 Reverse Mortgage
Flood Zone	Zone AE (high risk)
APN	`24-27-17-161100-000180`

Property Details

APN / Parcel Number

Primary APN	`24-27-17-161100-000180`
Alternative APNs	`172724161100000180` `72724000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,398 sqft Living Area
Gross Area	2,996 sqft
1st Floor Area	2,398 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Other
Lot Area	12,998 sqft (0.298 acres)
Lot Dimensions	130 ft deep x 100 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	598 sqft

Exterior Amenities

Pool Type	Enclosed Pool
Pool Area	450 sqft
Porch	Unfinished Open Porch
Porch Area	550 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	6732 ODONIEL LOOP W
City	LAKELAND
State	FL
Zip	33809-2329
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COUNTRY OAKS OF LAKELAND PB 77 PGS 2 & 3 LOT 18
Legal Range	24E
Legal Township	27S
Legal Section	17
Legal Subdivision	COUNTRY OAKS OF LAKELAND
Legal Tract	161100
Legal Block	1
Legal Lot Number	18
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	1
Census Block	1001
Census Tract	12304

Owner

Source: Polk County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6732 ODONIEL LOOP W, LAKELAND, FL 33809-2329
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2025	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Apr 27, 2022	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 11, 2016
Transfer Doc	0000220448
Record Updated	Sep 20, 2026

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK FL
Recording Date	Sep 19, 2025
Property Address	6732 ODONIEL LOOP W, LAKELAND, FL 33809-2329
Document Number	0000220448
Book / Page	13705 / 306
Map Reference	MB 77 PG 2&3
Instrument Date	May 11, 2025
Instrument	2025220448
Transaction Type	Transfer
Record Updated	Oct 8, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	6732 ODONIEL LOOP W, LAKELAND, FL 33809-2329

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	6732 ODONIEL LOOP W, LAKELAND, FL 33809-2329
Transaction Type	Mortgage
Record Updated	May 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6732 ODONIEL LOOP W, LAKELAND, FL 33809-2329

Mortgage

Document Number	0000114576
Date	Apr 27, 2022
Book Page	12228/564
Instrument	2022114576

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	923 Months
Due	Mar 20, 2099

Interest

Rate Type	Adjustable Rate
Rate	3.35%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2022
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	8.35%

Tax Assessment & Valuation

Source: Polk County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,665.00 (-26.81%)	$168,990 (+2.9%)	$336,715 (-2.15%) Land $50,000 Building $286,715
2024	$2,275.00 (+8.02%) Homeowner's exemption	$164,227 (+3%)	$344,098 (-1.19%) Land $50,000 Building $294,098
2023	$2,106.00 (+4.21%) Homeowner's exemption	$159,444 (+3%)	$348,238 (-0.14%) Land $48,000 Building $300,238
2022	$2,021.00 Homeowner's exemption	$154,800	$348,724 Land $40,000 Building $308,724

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	132.9 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHWEST serves 28,082 people · EPA ID FL6532348
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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