Montgomery County property record for 6740 S Stivers Rd, Germantown, OH 45327
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,505 sqft · built 1979 |
| Lot Size | 1.03 acres (44,867 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $66,723 (Nov 2017) |
| Tax Bill | $3,466 (2024) |
| Deeds & Mortgages | Jul 2023 Mortgage Jun 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | D14-20512-0001 |
| Primary APN | D14-20512-0001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,505 sqft Living Area |
| Gross Area | 2,130 sqft |
| 1st Floor Area | 1,505 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 44,867 sqft (1.03 acres) |
| View / Lot | Neighborhood / Spot |
| Garage Type | Attached |
| Garage Area | 625 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 48 sqft |
| Deck Area | 120 sqft |
| Patio Area | 120 sqft |
| Heating System | Central |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 6740 S STIVERS RD |
|---|---|
| City | GERMANTOWN |
| State | OH |
| Zip | 45327-9541 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1 JOE CURTIS SUBD |
| Legal Subdivision | JOE CURTIS SUBD |
| Legal Lot Number | 1 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | GERMAN |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 165000 |
Source: Montgomery County records, as of December 30, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6740 S STIVERS RD, GERMANTOWN, OH 45327-9541 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
| Date | Document |
|---|---|
| Jul 28, 2023 | Deed of Trust, Mortgage WRIGHT-PATT CREDIT UNION INC |
| Jun 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC |
| Nov 21, 2017 | Grant Deed, Transfer · FHA Mortgage CALIBER HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 21, 2017 · Amount on Record |
| Deed Sale | Nov 21, 2017 · Amount on Record |
| Prior Sale | Oct 7, 2015 · Amount on Record |
| Deed Document Number | 201769559 |
| Prior Transfer Date | Nov 20, 2015 |
| Prior Transfer Doc | 0000066753 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 6740 S STIVERS RD, GERMANTOWN, OH 45327-9541 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000038418 |
|---|---|
| Date | Jul 28, 2023 |
| Instrument | 202300038418 |
| Name | WRIGHT-PATT CREDIT UNION INC |
|---|---|
| Type | Credit Union |
| Address | DAYTON, OH 45434 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 6740 S STIVERS RD, GERMANTOWN, OH 45327-9541 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 0000041426 |
|---|---|
| Date | Jun 1, 2021 |
| Instrument | 2021-00041426 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Nov 21, 2017 |
| Property Address | 6740 S STIVERS RD, GERMANTOWN, OH 45327-9541 |
| Document Number | 0000069559 |
| Instrument Date | Oct 31, 2017 |
| Instrument | 69559 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | AMERICAN HOMELAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $445.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 6740 S STIVERS RD GERMANTOWN OH 453279541, GERMANTOWN, OH 45327-9541 |
| Document Number | 69560 |
|---|---|
| Date | Nov 21, 2017 |
| Instrument | 69560 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 20, 2047 |
Source: Montgomery County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| County Subdivision | German Township |
| Unified School District | Valley View Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $64,360 (-) Land $15,000 Building $49,360 | $183,900 (-) Land $42,870 Building $141,030 | |
| 2024 | $3,466.00 (-5.09%) | ||
| 2023 | $3,652.00 (+4.25%) | $64,360 (+32.18%) Land $15,000 Building $49,360 | $183,900 (+32.2%) Land $42,870 Building $141,030 |
| 2022 | $3,503.00 | $48,690 Land $11,370 Building $37,320 | |
| 2020 | $139,110 Land $32,480 Building $106,630 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 14 (1989–1990) |
| Claims Outside the SFHA | 3 of 14 |
| Most Recent Claim | Dec 1990 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| Blue Sky Wireless Fixed Wireless | 100 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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