6740 S Stivers Rd, Germantown, OH 45327 Property Records

Montgomery County property record for 6740 S Stivers Rd, Germantown, OH 45327

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,505 sqft · built 1979
Lot Size1.03 acres (44,867 sqft)
Owner2 Individual Names on Record
Last Sale$66,723 (Nov 2017)
Tax Bill$3,466 (2024)
Deeds & MortgagesJul 2023 Mortgage
Jun 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APND14-20512-0001

Property Details

APN / Parcel Number

Primary APND14-20512-0001

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,505 sqft Living Area
Gross Area2,130 sqft
1st Floor Area1,505 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Architectural StyleRanch
Exterior MaterialWood
Construction TypeFrame
Lot Area44,867 sqft (1.03 acres)
View / LotNeighborhood / Spot
Garage TypeAttached
Garage Area625 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Frame Porch
Porch Area48 sqft
Deck Area120 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Heating SystemCentral
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Street Address6740 S STIVERS RD
CityGERMANTOWN
StateOH
Zip45327-9541
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1 JOE CURTIS SUBD
Legal SubdivisionJOE CURTIS SUBD
Legal Lot Number1
JurisdictionMONTGOMERY OH
Township / Civil DivisionGERMAN
Census Block Group3
Census Block3003
Census Tract165000

Owner

Source: Montgomery County records, as of December 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address6740 S STIVERS RD, GERMANTOWN, OH 45327-9541
OccupancyOwner Occupied
Owner TypeIndividual
VestingRight of Survivorship

Deeds, Mortgages & Sale History

DateDocument
Jul 28, 2023Deed of Trust, Mortgage
WRIGHT-PATT CREDIT UNION INC
Jun 1, 2021Deed of Trust, Mortgage · Conventional Mortgage
CALIBER HOME LOANS INC
Nov 21, 2017Grant Deed, Transfer · FHA Mortgage
CALIBER HM LOANS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 21, 2017 · Amount on Record
Deed SaleNov 21, 2017 · Amount on Record
Prior SaleOct 7, 2015 · Amount on Record
Deed Document Number201769559
Prior Transfer DateNov 20, 2015
Prior Transfer Doc0000066753
Record UpdatedJun 8, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY OH
Property Address6740 S STIVERS RD, GERMANTOWN, OH 45327-9541
Transaction TypeMortgage
Record UpdatedAug 9, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000038418
DateJul 28, 2023
Instrument202300038418
Lender
NameWRIGHT-PATT CREDIT UNION INC
TypeCredit Union
AddressDAYTON, OH 45434
Agreement
AmountAmount Recorded

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY OH
Property Address6740 S STIVERS RD, GERMANTOWN, OH 45327-9541
Transaction TypeMortgage
Record UpdatedSep 14, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000041426
DateJun 1, 2021
Instrument2021-00041426
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2051

November 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONTGOMERY OH
Recording DateNov 21, 2017
Property Address6740 S STIVERS RD, GERMANTOWN, OH 45327-9541
Document Number0000069559
Instrument DateOct 31, 2017
Instrument69559
Transaction TypeTransfer
Record UpdatedJan 3, 2018
Title CompanyAMERICAN HOMELAND TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$445.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address6740 S STIVERS RD GERMANTOWN OH 453279541, GERMANTOWN, OH 45327-9541

Mortgage

Document Number69560
DateNov 21, 2017
Instrument69560
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressIRVING, TX 75063
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 20, 2047

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of December 30, 2025

Property Jurisdictions

TypeName
StateOhio
CountyMontgomery County
County SubdivisionGerman Township
Unified School DistrictValley View Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$64,360 (-) Land $15,000 Building $49,360$183,900 (-) Land $42,870 Building $141,030
2024$3,466.00 (-5.09%)
2023$3,652.00 (+4.25%)$64,360 (+32.18%) Land $15,000 Building $49,360$183,900 (+32.2%) Land $42,870 Building $141,030
2022$3,503.00$48,690 Land $11,370 Building $37,320
2020$139,110 Land $32,480 Building $106,630

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims14 (1989–1990)
Claims Outside the SFHA3 of 14
Most Recent ClaimDec 1990 · rainfall accumulation
Claims by Event
  • Severe Storms & Flooding, May 1989 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 90% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20
Blue Sky Wireless
Fixed Wireless
100 / 50
T-Mobile
Fixed Wireless
100 / 20

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