Montgomery County property record for 6670 S Stivers Rd, Germantown, OH 45327
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,360 sqft · built 1992 |
| Lot Size | 1.15 acres (50,094 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $193,500 (Sep 2005) |
| Tax Bill | $6,012 (2025) |
| Deeds & Mortgages | Aug 2022 Transfer Oct 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | D14-20512-0004 |
| Primary APN | D14-20512-0004 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,360 sqft Living Area |
| Gross Area | 3,635 sqft |
| 1st Floor Area | 1,080 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 50,094 sqft (1.15 acres) |
| View / Lot | Neighborhood / Spot |
| Garage Type | Attached |
| Garage Area | 1,035 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Enclosed Frame Porch |
| Porch Area | 480 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 6670 S STIVERS RD |
|---|---|
| City | GERMANTOWN |
| State | OH |
| Zip | 45327-8566 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 4 JOE CURTIS SUBD |
| Legal Subdivision | JOE CURTIS SUBD |
| Legal Lot Number | 4 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | GERMAN |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 165000 |
Source: Montgomery County records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 6670 S STIVERS RD, GERMANTOWN, OH 45327-8566 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 8, 2022 | Intrafamily Transfer, Transfer |
| Oct 5, 2021 | Deed of Trust, Mortgage · Line of Credit WRIGHT-PATT CREDIT UNION INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 12, 2005 · Amount on Record |
| Deed Sale | Sep 12, 2005 · Amount on Record |
| Deed Document Number | 200592345 |
| Last Transfer Date | Feb 10, 2022 |
| Transfer Doc | 0000049429 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Aug 8, 2022 |
| Property Address | 6670 S STIVERS RD, GERMANTOWN, OH 45327-8566 |
| Document Number | 0000049429 |
| Map Reference | MB 111 PG 52 |
| Instrument Date | Feb 10, 2022 |
| Instrument | 2022-00049429 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6670 S STIVERS RD, GERMANTOWN, OH 45327-8566 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 6670 S STIVERS RD, GERMANTOWN, OH 45327-8566 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000075702 |
|---|---|
| Date | Oct 5, 2021 |
| Instrument | 2021-00075702 |
| Name | WRIGHT-PATT CREDIT UNION INC |
|---|---|
| Type | Credit Union |
| Address | DAYTON, OH 45434 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Sep 25, 2046 |
Source: Montgomery County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| County Subdivision | German Township |
| Unified School District | Valley View Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,012.00 | $106,250 (-) Land $15,890 Building $90,360 | $303,590 (-) Land $45,410 Building $258,180 |
| 2024 | $6,012.00 (+5.86%) | ||
| 2023 | $5,679.00 (+12.52%) | $106,250 (+32.22%) Land $15,890 Building $90,360 | $303,590 (+32.22%) Land $45,410 Building $258,180 |
| 2022 | $5,047.00 | $80,360 Land $12,040 Building $68,320 | |
| 2020 | $229,610 Land $34,400 Building $195,210 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 14 (1989–1990) |
| Claims Outside the SFHA | 3 of 14 |
| Most Recent Claim | Dec 1990 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| Blue Sky Wireless Fixed Wireless | 100 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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