San Joaquin County property record for 674 Serpa Ranch Rd, Tracy, CA 95377
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,958 sqft · built 2005 |
| Lot Size | 0.093 acres (4,030 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $430,000 (Sep 2015) |
| Tax Bill | $6,313 (2026) |
| Deeds & Mortgages | Aug 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 240-650-380-000 |
| Primary APN | 240-650-380-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,958 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 4,030 sqft (0.093 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 240-650-38 |
|---|---|
| Street Address | 674 SERPA RANCH RD |
| City | TRACY |
| State | CA |
| Zip | 95377-8617 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 05-FM PT OF 240-570-01 PER REDBRIDGE UNIT NO 7 |
| Legal Subdivision | REDBRIDGE |
| Legal Block | 2 |
| Legal Lot Number | 400 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 5212 |
Source: San Joaquin County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 674 SERPA RANCH RD, TRACY, CA 95377-8617 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 29, 2015 · Amount on Record |
| Deed Sale | Sep 29, 2015 · Amount on Record |
| Prior Sale | Apr 22, 2011 · Amount on Record |
| Deed Document Number | 2015117341 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 674 SERPA RANCH RD, TRACY, CA 95377-8617 |
| Transaction Type | Mortgage |
| Record Updated | Sep 11, 2023 |
| Name | Verified Name |
|---|---|
| Address | 674 SERPA RANCH RD, TRACY, CA 95377-8617 |
| Document Number | 0000068899 |
|---|---|
| Date | Aug 30, 2023 |
| Instrument | 2023-068899 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Sep 1, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Tracy City |
| Unified School District | Tracy Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,313.00 (-9.65%) | ||
| 2025 | $6,987.00 (+9.41%) Homeowner's exemption | $509,024 (+4.04%) Land $178,157 Building $330,867 | |
| 2023 | $6,386.00 (-2.18%) Homeowner's exemption | $489,260 Land $171,240 Building $318,020 | $660,420 |
| 2022 | $6,528.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TRACY serves 98,215 people · EPA ID CA3910011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: Matrix Broadband.
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