574 Serpa Ranch Rd, Tracy, CA 95377 Property Records

San Joaquin County property record for 574 Serpa Ranch Rd, Tracy, CA 95377

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,226 sqft · built 2005
Lot Size	0.093 acres (4,069 sqft)
Owner	2 Individual Names on Record
Last Sale	$446,000 (Jul 2017)
Tax Bill	$6,374 (2026)
Deeds & Mortgages	Oct 2020 Mortgage Jul 2017 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`240-650-410-000`

Property Details

APN / Parcel Number

Primary APN	`240-650-410-000`
Alternative APN	`240-650-41`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,226 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	4,069 sqft (0.093 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	240-650-41
Street Address	574 SERPA RANCH RD
City	TRACY
State	CA
Zip	95377-8616
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	05-FM PT OF 240-570-01 PER REDBRIDGE UNIT NO 7
Legal Subdivision	REDBRIDGE
Legal Block	2
Legal Lot Number	403
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	2
Census Block	2010
Census Tract	5212

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	574 SERPA RANCH RD, TRACY, CA 95377-8616
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Jul 27, 2017	Intrafamily Transfer, Transfer NORTH AMERICAN TITLE CO INC
Jul 27, 2017	Grant Deed, Transfer NORTH AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2017 · Amount on Record
Deed Sale	Jul 27, 2017 · Amount on Record
Prior Sale	Jun 16, 2006 · Amount on Record
Deed Document Number	201785217
Last Transfer Date	Oct 2, 2020
Transfer Doc	0000133763
Record Updated	Oct 29, 2026

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Oct 7, 2020
Property Address	574 SERPA RANCH RD, TRACY, CA 95377-8616
Document Number	0000133763
Map Reference	MB 39 PG 55
Instrument Date	Oct 2, 2020
Instrument	2020-133763
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	574 SERPA RANCH RD, TRACY, CA 95377-8616

Mortgage

Document Number	0000133764
Date	Oct 7, 2020
Instrument	2020-133764

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

July 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jul 27, 2017
Property Address	574 SERPA RANCH RD, TRACY, CA 95377-8616
Document Number	0000085218
Map Reference	MAP39 PG55
Instrument Date	Jul 19, 2017
Instrument	2017-085218
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	NORTH AMERICAN TITLE CO INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	574 SERPA RANCH RD, TRACY, CA 95377-8616

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jul 27, 2017
Property Address	574 SERPA RANCH RD, TRACY, CA 95377-8616
Document Number	0000085217
Instrument Date	Jul 19, 2017
Instrument	85217
Transaction Type	Transfer
Record Updated	Aug 7, 2017
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$490.00
Amount Accuracy	Full Value
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	574 SERPA RANCH RD TRACY CA 953778616, TRACY, CA 95377-8616

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Unified School District	Tracy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,374.00 (-9.58%)
2025	$7,049.00 (+9.37%)	$507,466 (+4.04%) Land $177,499 Building $329,967
2023	$6,445.00 (-2.17%)	$487,762 Land $170,607 Building $317,155	$670,680
2022	$6,588.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TRACY serves 98,215 people · EPA ID CA3910011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Matrix Broadband.

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