674 S Tradition St, Tracy, CA 95391 Property Records

San Joaquin County property record for 674 S Tradition St, Tracy, CA 95391

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,500 sqft · built 2003
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$222,500 (Mar 2018)
Tax Bill	$9,884 (2025)
Deeds & Mortgages	Jul 2024 Line of Credit Mar 2026 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`254-110-510-000`

Property Details

APN / Parcel Number

Primary APN	`254-110-510-000`
Alternative APN	`254-110-51`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,500 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	7,405 sqft (0.17 acres)
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	254-110-51
Street Address	674 S TRADITION ST
City	TRACY
State	CA
Zip	95391-1003
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	03-FM PT OF 254-040-10 PER MTN HOUSE, NEIGH F,NO.3
Legal Subdivision	MOUNTAIN HOUSE NEIGHBORHOOD F
Legal Block	1
Legal Lot Number	102
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1010
Census Tract	5223

Owner

Source: San Joaquin County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	674 S TRADITION ST, MOUNTAIN HOUSE, CA 95391-1003
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2024	Deed of Trust, Mortgage · Line of Credit KIND LENDING LLC
Mar 31, 2026	Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage HOME MORTGAGE ALLIANCE CORP
Oct 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage SNAPFI INC
Mar 29, 2018	Grant Deed, Transfer SNAPFI INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 29, 2018 · Amount on Record
Deed Sale	Mar 29, 2018 · Amount on Record
Prior Sale	May 6, 2009 · Amount on Record
Deed Document Number	201835005
Last Transfer Date	Mar 19, 2026
Transfer Doc	0000028280
Record Updated	Jun 8, 2026

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	674 S TRADITION ST, MOUNTAIN HOUSE, CA 95391-1003
Transaction Type	Mortgage
Record Updated	Apr 14, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	674 S TRADITION ST, MOUNTAIN HOUSE, CA 95391-1003

Mortgage

Document Number	0000061532
Date	Jul 24, 2024
Instrument	2024-061532

Lender

Name	KIND LENDING LLC
Type	Mortgage Company
Address	SANTA ANA, CA 92707

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Mar 31, 2026
Property Address	674 S TRADITION ST, MOUNTAIN HOUSE, CA 95391-1003
Document Number	0000028280
Map Reference	MB 37 PG 51
Instrument Date	Mar 19, 2026
Instrument	2026-028280
Transaction Type	Transfer
Record Updated	Apr 14, 2026
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	674 S TRADITION ST, MOUNTAIN HOUSE, CA 95391-1003

Mortgage

Document Number	0000028281
Date	Mar 31, 2026
Instrument	2026-028281

Lender

Name	HOME MORTGAGE ALLIANCE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	674 S TRADITION ST, MOUNTAIN HOUSE, CA 95391-1003
Document Number	0000125238
Instrument Date	Oct 25, 2019
Transaction Type	Mortgage
Record Updated	Nov 18, 2019
Title Company	STEWART TITLE, STEWART TITLE/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	674 S TRADITION ST MOUNTAIN HOUSE CA 953911003, MOUNTAIN HOUSE, CA 95391-1003

Mortgage

Document Number	0000125238
Date	Oct 31, 2019
Instrument	125238

Lender

Name	SNAPFI INC
Address	SAN JOSE, CA 95125

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 30, 2049

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Mar 29, 2018
Property Address	674 S TRADITION ST, MOUNTAIN HOUSE, CA 95391-1003
Document Number	0000035005
Instrument Date	Mar 16, 2018
Instrument	35005
Transaction Type	Transfer
Record Updated	Feb 13, 2019
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Tax	$244.75
Amount Accuracy	Full Value

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	674 S TRADITION ST MOUNTAIN HOUSE CA 953911003, MOUNTAIN HOUSE, CA 95391-1003

Mortgage

Document Number	35006
Date	Mar 29, 2018
Instrument	35006

Lender

Name	SNAPFI INC
Address	1155 MERIDIAN AVE # 100, SAN JOSE, CA 95125-4331

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 28, 2048

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Mountain House City
Unified School District	Lammersville Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,884.00 (+4.54%)	$502,200 (+4.04%) Land $124,905 Building $377,295
2023	$9,455.00 (+2.32%)	$482,701 Land $120,055 Building $362,646	$1,008,900
2022	$9,241.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 75% of California
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOUNTAIN HOUSE serves 26,400 people · EPA ID CA3910027
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 653 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Matrix Broadband Fixed Wireless	400 / 80
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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