1653 S Tradition St, Tracy, CA 95391 Property Records

San Joaquin County property record for 1653 S Tradition St, Tracy, CA 95391

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,617 sqft · built 2020
Lot Size	0.096 acres (4,163 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,020,000 (Jun 2021)
Tax Bill	$17,971 (2026)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`262-380-160-000`

Property Details

APN / Parcel Number

Primary APN	`262-380-160-000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,617 sqft Living Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	4,163 sqft (0.096 acres)
Garage Type	Detached
Garage Area	476 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1653 S TRADITION ST
City	TRACY
State	CA
Zip	95391-8237
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 56 MOUNTAIN HOUSE NEIGHBORHOOD A UNIT NO. 1,
Legal Subdivision	MOUNTAIN HOUSE NBRHD A UN
Legal Block	3
Legal Lot Number	56
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	3
Census Block	3021
Census Tract	5223

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1653 S TRADITION ST, TRACY, CA 95391-8237
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2021	Grant Deed, Transfer · Conventional Mortgage THE GOLDEN 1 CU
Mar 1, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage HOMESIDE FINANCIAL LLC
Apr 29, 2020	Grant Deed, Subdivision Related Transfer SAFE FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2021 · Amount on Record
Deed Sale	Jun 8, 2021 · Amount on Record
Prior Sale	Apr 29, 2020 · Amount on Record
Deed Document Number	202198369
Prior Transfer Date	Feb 22, 2021
Prior Transfer Doc	0000037067
Record Updated	Oct 29, 2026

June 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jun 8, 2021
Property Address	1653 S TRADITION ST, MOUNTAIN HOUSE, CA 95391-8237
Document Number	0000098369
Map Reference	MB 43 PG 64
Instrument Date	Jun 3, 2021
Instrument	2021-098369
Transaction Type	Transfer
Record Updated	Jan 7, 2022
Title Company	NORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1653 S TRADITION ST, MOUNTAIN HOUSE, CA 95391-8237

Mortgage

Document Number	0000098370
Date	Jun 8, 2021
Instrument	2021-098370

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Mar 1, 2021
Property Address	1653 S TRADITION ST, MOUNTAIN HOUSE, CA 95391-8237
Document Number	0000037067
Map Reference	MB 43 PG 64
Instrument Date	Feb 22, 2021
Instrument	2021-037067
Transaction Type	Transfer
Record Updated	Jan 7, 2022
Title Company	TICOR TITLE ORANGE COUNTY BR, TICOR TTL ORANGE CNTY BRANCH

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1653 S TRADITION ST, MOUNTAIN HOUSE, CA 95391-8237

Mortgage

Document Number	0000037068
Date	Mar 1, 2021
Instrument	2021-037068

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

April 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Apr 29, 2020
Property Address	1653 S TRADITION ST, MOUNTAIN HOUSE, CA 95391-8237
Document Number	0000051126
Instrument Date	Apr 8, 2020
Instrument	51126
Transaction Type	Subdivision Related Transfer
Record Updated	May 18, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$732.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1653 S TRADITION ST MOUNTAIN HOUSE CA 953918237, MOUNTAIN HOUSE, CA 95391-8237

Mortgage

Document Number	51127
Date	Apr 29, 2020
Instrument	51127

Lender

Name	SAFE FCU
Type	Credit Union
Address	FOLSOM, CA 95630-8765

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 28, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.87%

Mortgage

Document Number	51128,
Date	Apr 29, 2020
Instrument	51128

Lender

Name	SAFE FCU
Type	Credit Union
Address	FOLSOM, CA 95630-8765

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 28, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Mountain House City
Unified School District	Lammersville Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$17,971.00 (+9.81%)
2025	$16,366.00 (+4.57%)	$1,104,079 (+4.04%) Land $189,425 Building $914,654
2023	$15,651.00 (+2.01%)	$1,061,208 Land $182,070 Building $879,138	$1,171,980
2022	$15,342.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 70% of California
Wildfire Likelihood	0.09% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 623 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Matrix Broadband Fixed Wireless	400 / 80
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: Verizon.

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