674 Ford Rd, Sacramento, CA 95838 Property Records

Sacramento County property record for 674 Ford Rd, Sacramento, CA 95838

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,167 sqft · built 2016
Lot Size	0.159 acres (6,943 sqft)
Owner	Individual Name on File
Last Sale	$530,000 (Jul 2024)
Tax Bill	$6,613 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Nov 2022 Mortgage + 3 more
Flood Zone	Zone X (reduced by levee)
APN	`250-0470-052-0000`

Property Details

APN / Parcel Number

Primary APN	`250-0470-052-0000`
Alternative APN	`25002300140000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,167 sqft Living Area
1st Floor Area	989 sqft
2nd Floor Area	1,178 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	6,943 sqft (0.159 acres)
Garage Area	414 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	674 FORD RD
City	SACRAMENTO
State	CA
Zip	95838-4251
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A-SPD
Legal Description	DEL PASO NUEVO UNIT 5, LOT 75
Legal Subdivision	DEL PASO NUEVO UNIT 5
Legal Lot Number	75
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2027
Census Tract	6706

Owner

674 Ford Rd is owned and occupied by an individual who bought it in July 2024.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	Individual Name on File
Mailing Address	674 FORD RD, SACRAMENTO, CA 95838-4251
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Nov 3, 2022	Deed of Trust, Mortgage · FHA Mortgage MUTUAL OF OMAHA MORTGAGE INC
Apr 15, 2025	Deed of Trust, Mortgage · FHA Mortgage PLANET HOME LENDING LLC
Nov 3, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG
Feb 20, 2020	Grant Deed, Transfer · FHA Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 15, 2024 · Amount on File
Deed Sale	Jul 15, 2024 · Amount on File
Prior Sale	Feb 20, 2020 · Amount on File
Deed Book / Page	20240715 / 671
Prior Transfer Date	May 11, 2006
Prior Transfer Doc	2007000980
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	674 FORD RD, SACRAMENTO, CA 95838-4251
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	674 FORD RD, SACRAMENTO, CA 95838-4251

Mortgage

Document Number	0000001441
Date	Oct 19, 2021
Instrument	2021101901441

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	674 FORD RD, SACRAMENTO, CA 95838-4251
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	674 FORD RD, SACRAMENTO, CA 95838-4251

Mortgage

Document Number	0000000459
Date	Nov 3, 2022
Instrument	2022110300459

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95838

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2052

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	674 FORD RD, SACRAMENTO, CA 95838-4251
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	SOURCEPOINT TITLE SVCS, SOURCEPOINT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	674 FORD RD, SACRAMENTO, CA 95838-4251

Mortgage

Document Number	0000000445
Date	Apr 15, 2025
Instrument	202504150445

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2055

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	674 FORD RD, SACRAMENTO, CA 95838-4251
Document Number	2011091252
Instrument Date	Nov 3, 2020
Transaction Type	Mortgage
Record Updated	Nov 20, 2020
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	674 FORD RD SACRAMENTO CA 958384251, SACRAMENTO, CA 95838-4251

Mortgage

Document Number	2011091252
Date	Nov 9, 2020
Instrument	2011091252

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 8, 2050

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Feb 20, 2020
Property Address	674 FORD RD, SACRAMENTO, CA 95838-4251
Document Number	2002201231
Instrument Date	Feb 5, 2020
Instrument	2002201231
Transaction Type	Transfer
Record Updated	Mar 9, 2020
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$439.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	674 FORD RD SACRAMENTO CA 958384251, SACRAMENTO, CA 95838-4251

Mortgage

Document Number	2002201232
Date	Feb 20, 2020
Instrument	2002201232

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 19, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 674 Ford Rd was $6,613, up 22.7% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	Twin Rivers Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$540,600 (+2%) Land $96,900 Building $443,700
2025	$6,613.00 (+22.74%)	$530,000 Land $95,000 Building $435,000
2024	$5,388.00 (-0.48%)
2023	$5,414.00 (+5.89%)	$419,417 Land $84,092 Building $335,325
2022	$5,113.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 674 Ford Rd in Zone X, where a levee reduces flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 674 Ford Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
unWired Broadband Fixed Wireless	400 / 50
Succeed.Net Fixed Wireless	100 / 50

May also be available: GeoLinks, T-Mobile.

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