Sacramento County property record for 645 Ford Rd, Sacramento, CA 95838
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,825 sqft · built 2006 |
| Lot Size | 0.152 acres (6,621 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $323,000 (Jun 2019) |
| Tax Bill | $4,623 (2025) |
| Deeds & Mortgages | Jun 2019 Sale & Mortgage |
| Flood Zone | Zone X (reduced by levee) |
| APN | 250-0210-065-0000 |
| Primary APN | 250-0210-065-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,825 sqft Living Area |
| 1st Floor Area | 1,825 sqft |
| Family Room | Family Room |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 6,621 sqft (0.152 acres) |
| Garage Area | 494 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 645 FORD RD |
|---|---|
| City | SACRAMENTO |
| State | CA |
| Zip | 95838-4250 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-SPD |
| Legal Description | PARCEL MAP OF 645 FORD ROAD, LOT B |
| Legal Subdivision | AMENDED PLAT OF WEST DEL PASO HEIGHTS |
| Legal Lot Number | B |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | SACRAMENTO |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 6706 |
645 Ford Rd is owned and occupied by two individuals who bought it in June 2019.
Source: Sacramento County records, as of September 3, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 645 FORD RD, SACRAMENTO, CA 95838-4250 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 7, 2019 · Amount on File |
| Deed Sale | Jun 7, 2019 · Amount on File |
| Prior Sale | Apr 11, 2011 · Amount on File |
| Deed Book / Page | 20190607 / 1151 |
| Prior Transfer Date | Dec 6, 2010 |
| Prior Transfer Doc | 0000000345 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Jun 7, 2019 |
| Property Address | 645 FORD RD, SACRAMENTO, CA 95838-4250 |
| Document Number | 1906071151 |
| Instrument Date | Jun 4, 2019 |
| Instrument | 1906071151 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2019 |
| Title Company | PLACER TITLE COMPANY, PLACER TITLE CO. |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $355.30 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 645 FORD RD SACRAMENTO CA 958384250, SACRAMENTO, CA 95838-4250 |
| Document Number | 1906071152 |
|---|---|
| Date | Jun 7, 2019 |
| Instrument | 1906071152 |
| Name | AMERICAN PACIFIC MTG |
|---|---|
| Type | Mortgage Company |
| Address | ROSEVILLE, CA 95661 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 6, 2049 |
The 2025 property tax bill for 645 Ford Rd was $4,623, up 4% from the year before.
Source: Sacramento County assessment roll, as of July 22, 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Municipality | Sacramento City |
| Unified School District | Twin Rivers Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $367,513 (+2%) Land $110,252 Building $257,261 | |
| 2025 | $4,623.00 (+3.96%) | $360,308 Land $108,091 Building $252,217 |
| 2024 | $4,447.00 (-0.45%) | |
| 2023 | $4,467.00 (+5.95%) | $346,319 Land $103,895 Building $242,424 |
| 2022 | $4,216.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 645 Ford Rd in Zone X, where a levee reduces flood risk.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 645 Ford Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Succeed.Net Fixed Wireless | 100 / 50 |
May also be available: GeoLinks, T-Mobile.
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