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674 E Main St, Smithville, TN 37166 Property Records

DeKalb County property record for 674 E Main St, Smithville, TN 37166

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,560 sqft · built 2019
Lot Size0.393 acres (17,120 sqft)
OwnerIndividual Name on Record
Last Sale$97,000 (Sep 1997)
Tax Bill$908 (2022)
Deeds & MortgagesApr 2026 Mortgage
Feb 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN021065J A 01400

Property Details

APN / Parcel Number

Primary APN021065J A 01400
Alternative APN
  • 065J A 01400

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,560 sqft Living Area
1st Floor Area1,560 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialSiding
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area17,120 sqft (0.393 acres)
Lot Dimensions160 ft deep x 107 ft wide
Garage TypeFinished
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchSlab

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address674 E MAIN ST
CitySMITHVILLE
StateTN
Zip37166-2918
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionDISTRICT: 9; SUBDIVISION: LEXINGTON PARK
Legal SubdivisionLEXINGTON PARK
Legal Lot Number4
JurisdictionDE KALB TN
Township / Civil Division4
Census Block Group1
Census Block1009
Census Tract920202

Owner

Source: DeKalb County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address674 E MAIN ST, SMITHVILLE, TN 37166-2918
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 22, 2026Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Feb 3, 2020Deed of Trust, Mortgage
WILSON & TR BK
Jun 7, 2019Deed of Trust, Mortgage
WILSON & TR BK
Apr 24, 2019Warranty Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 1, 1997 · Amount on Record
Deed SaleSep 1, 1997 · Amount on Record
Deed Book / Page79 / 387
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDE KALB TN
Recording DateApr 22, 2026
Property Address674 E MAIN ST, SMITHVILLE, TN 37166-2918
Document Number0000224008
Book / Page618 / 493
Instrument DateApr 17, 2026
Instrument2026224008
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address674 E MAIN ST, SMITHVILLE, TN 37166-2918

Mortgage

Document Number0000224008,
DateApr 22, 2026
Book Page618/493
Instrument2026224008
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueMay 1, 2046
Interest
Rate TypeFixed Rate
Rate6.22%
Initial TypeFixed Rate
Max Rate-1%

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDE KALB TN
Property Address674 E MAIN ST, SMITHVILLE, TN 37166-2918
Document Number0000190794
Instrument DateFeb 3, 2020
Transaction TypeMortgage
Record UpdatedMar 27, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address674 E MAIN ST SMITHVILLE TN 371662918, SMITHVILLE, TN 37166-2918

Mortgage

Document Number0000190794
DateFeb 7, 2020
Book Page000460/000511
Instrument190794
Lender
NameWILSON & TR BK
Agreement
AmountAmount Recorded
Term360 Months
DueFeb 6, 2050

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDE KALB TN
Property Address674 E MAIN ST, SMITHVILLE, TN 37166-2918
Document Number0000187475
Instrument DateJun 7, 2019
Transaction TypeMortgage
Record UpdatedJul 26, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address674 E MAIN ST SMITHVILLE TN 37166, SMITHVILLE, TN 37166

Mortgage

Document Number0000187475
DateJun 14, 2019
Book Page000446/000258
Instrument187475
Lender
NameWILSON & TR BK
Agreement
AmountAmount Recorded
Term12 Months
DueJun 13, 2020

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDE KALB TN
Recording DateApr 24, 2019
Property Address674 E MAIN ST, SMITHVILLE, TN 37166-2918
Document Number0000186806
Book / Page000443 / 000285
Instrument DateApr 23, 2019
Instrument186806
Transaction TypeTransfer
Record UpdatedMay 28, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$81.40
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address623 EAGLE CREEK RD SMITHVILLE TN 371667303, SMITHVILLE, TN 37166-7303

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of January 27, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyDeKalb County
MunicipalitySmithville City
Unified School DistrictDeKalb County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$52,450 (-) Land $5,625 Building $46,825
2023$52,450 (-) Land $5,625 Building $46,825
2022$908.00$52,450 Land $5,625 Building $46,825$209,800 (-) Land $22,500 Building $187,300
2021$209,800 Land $22,500 Building $187,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSMITHVILLE WATER SYSTEM
serves 7,049 people · EPA ID TN0000637
Water SourceSurface water
Last State InspectionJun 2025
Also Mapped HereDEKALB UTILITY DISTRICT #1
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
DeKalb Telephone Cooperative
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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