627 E Main St, Smithville, TN 37166 Property Records

DeKalb County property record for 627 E Main St, Smithville, TN 37166

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,324 sqft · built 2021
Lot Size0.569 acres (24,829 sqft)
OwnerIndividual Name on Record
Last Sale$295,000 (Nov 2025)
Tax Bill$925 (2022)
Deeds & MortgagesNov 2025 Sale & Mortgage
Sep 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN021065 07312

Property Details

APN / Parcel Number

Primary APN021065 07312
Alternative APN
  • 065 07312

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,324 sqft Living Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2021
Exterior MaterialSiding
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area24,829 sqft (0.569 acres)
TerrainRolling
Garage TypeFinished
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area538 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address627 E MAIN ST
CitySMITHVILLE
StateTN
Zip37166-2919
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT:5 DIST:09 CITY/MUNI/TWP:SMITHVILLE SUBD:JAMES PLACE MAP REF:065
Legal SubdivisionJAMES PLACE
Legal Lot Number5
JurisdictionDE KALB TN
Township / Civil Division4
Census Block Group1
Census Block1016
Census Tract920202

Owner

Source: DeKalb County records, as of February 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address627 E MAIN ST, SMITHVILLE, TN 37166-2919
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 25, 2025Warranty Deed, Transfer · Conventional Mortgage
ISERVE RESIDENTIAL LENDING
Sep 28, 2021Warranty Deed, Subdivision Related Transfer · FHA Mortgage
PINNACLE BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 25, 2025 · Amount on Record
Deed SaleNov 25, 2025 · Amount on Record
Prior SaleSep 28, 2021 · Amount on Record
Deed Document Number221915
Deed Book / Page608 / 449
Record UpdatedJun 8, 2026

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDE KALB TN
Recording DateNov 25, 2025
Property Address627 E MAIN ST, SMITHVILLE, TN 37166-2919
Document Number0006080449
Book / Page608 / 449
Instrument DateNov 24, 2025
Instrument221915
Transaction TypeTransfer
Record UpdatedFeb 18, 2026
Title CompanyDEKALB TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address627 E MAIN ST, SMITHVILLE, TN 37166-2919

Mortgage

Document Number0006080000000452
DateNov 25, 2025
Book Page0000000608/0000000452
Instrument221916
Lender
NameISERVE RESIDENTIAL LENDING
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2055

September 2021: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionDE KALB TN
Recording DateSep 28, 2021
Property Address627 E MAIN ST, SMITHVILLE, TN 37166-2919
Document Number0005060116
Book / Page506 / 116
Instrument DateSep 24, 2021
Instrument199770
Transaction TypeSubdivision Related Transfer
Record UpdatedApr 2, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address627 E MAIN ST, SMITHVILLE, TN 37166-2919

Mortgage

Document Number0005060000000120
DateSep 28, 2021
Book Page0000000506/0000000120
Instrument199771
Lender
NamePINNACLE BANK
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2051

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyDeKalb County
MunicipalitySmithville City
Unified School DistrictDeKalb County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$53,425 (-) Land $5,000 Building $48,425
2023$53,425 (-4.85%) Land $5,000 Building $48,425
2022$925.00$56,150 Land $5,000 Building $51,150$224,600 (+5.1%) Land $20,000 Building $204,600
2021$213,700 Land $20,000 Building $193,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSMITHVILLE WATER SYSTEM
serves 7,049 people · EPA ID TN0000637
Water SourceSurface water
Last State InspectionJun 2025
Also Mapped HereDEKALB UTILITY DISTRICT #1
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
DeKalb Telephone Cooperative
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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