674 5th St, Elko, NV 89801 Property Records

Elko County property record for 674 5th St, Elko, NV 89801

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,448 sqft · built 1930
Lot Size	0.115 acres (5,009 sqft)
Owner	Individual Name on Record
Last Sale	$389,000 (Aug 2024)
Tax Bill	$1,514 (2026)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`001-223-010`

Property Details

APN / Parcel Number

Primary APN	`001-223-010`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,448 sqft Living Area
Gross Area	2,318 sqft
1st Floor Area	1,448 sqft
Basement Area	870 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	5,009 sqft (0.115 acres)
Garage Type	Detached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Canopy	288 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	674 5TH ST
City	ELKO
State	NV
Zip	89801-3551
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZRB
Legal Description	ELKO CITY FILE 1 THE SLY HALF OF
Legal Subdivision	CITY/ELKO
Legal Block	29
Legal Lot Number	9
Jurisdiction	ELKO NV
Township / Civil Division	ELKO
Census Block Group	2
Census Block	2052
Census Tract	950800

Owner

Source: Elko County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	876 WESTWOOD DR, ELKO, NV 89801-2741
Owner Type	Individual
Vesting	Surviving Spouse

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2021	Bargain and Sale Deed, Transfer · Conventional Mortgage US BANK NA
Sep 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 9, 2024 · Amount on Record
Deed Sale	Aug 9, 2024 · Amount on Record
Prior Sale	Dec 20, 2021 · Amount on Record
Deed Document Number	2024839733
Prior Transfer Date	Jul 12, 2024
Prior Transfer Doc	0000839734
Record Updated	Oct 29, 2026

December 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ELKO NV
Recording Date	Dec 20, 2021
Property Address	674 5TH ST, ELKO, NV 89801-3551
Document Number	0000799195
Map Reference	DOC 1
Instrument Date	Dec 14, 2021
Instrument	799195
Transaction Type	Transfer
Record Updated	Dec 31, 2021
Title Company	STEWART TITLE ELKO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,209.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	674 5TH ST, ELKO, NV 89801-3551

Mortgage

Document Number	0000799196
Date	Dec 20, 2021
Instrument	799196

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKO NV
Property Address	674 5TH ST, ELKO, NV 89801-3551
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000774000
Date	Sep 17, 2020
Instrument	774000

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	178 Months
Due	Jul 1, 2035

Tax Assessment & Valuation

Source: Elko County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Elko County
Municipality	Elko City
Unified School District	Elko County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,514.00 (+5.43%)	$46,034 (-0.27%) Land $15,050 Building $30,984	$131,526 (-0.27%) Land $43,000 Building $88,526
2025	$1,436.00 (+20.88%)	$46,159 (+32.08%) Land $15,050 Building $31,109	$131,883 (+32.08%) Land $43,000 Building $88,883
2023	$1,188.00 (+8%)	$34,947 (+15.52%) Land $6,615 Building $28,332	$99,849 (+15.52%) Land $18,900 Building $80,949
2022	$1,100.00	$30,253 Land $6,615 Building $23,638	$86,437 Land $18,900 Building $67,537

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Nevada
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ELKO serves 23,000 people · EPA ID NV0000272
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 714 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Anthem Broadband of Nevada Fiber	2,000 / 2,000
Zito Media Fiber · Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
White Cloud Communications Fixed Wireless	200 / 50
Hot Spot Broadband Fixed Wireless	100 / 50
AT&T Fixed Wireless	100 / 20

May also be available: CC Communications Broadband, Rise Broadband.

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