647 5th St, Elko, NV 89801 Property Records

Elko County property record for 647 5th St, Elko, NV 89801

Property Summary

Property TypeSingle Family Home
Details8 bd · 4 ba · 3,894 sqft · built 1939
Lot Size0.115 acres (5,009 sqft)
OwnerIndividual Name on Record
Last Sale$266,000 (Jan 2006)
Tax Bill$2,061 (2026)
Deeds & MortgagesNov 2024 Line of Credit
Flood ZoneZone X (minimal risk)
APN001-222-004

Property Details

APN / Parcel Number

Primary APN001-222-004

Interior

Bedrooms8 Beds
Full Baths4 Baths
Plumbing Fixtures20 Plumbing Fixtures
Stories1 Story
Building Area3,894 sqft Living Area
Gross Area5,908 sqft
1st Floor Area2,954 sqft
Basement Area1,890 sqft
Finished Basement940 sqft
Unfinished Basement950 sqft

Exterior

Year BuiltBuilt 1939
Effective Year BuiltEffective 1939
Architectural StyleMulti-Family
Exterior MaterialBrick
Construction TypeBrick
Roof MaterialComposition Shingle
Lot Area5,009 sqft (0.115 acres)
Garage TypeAttached
Garage Area1,064 sqft
Parking Spaces4 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address647 5TH ST
CityCARLIN
StateNV
Zip89822
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeZRB
Legal DescriptionELKO CITY FILE 1
Legal SubdivisionCITY/ELKO
Legal Block28
Legal Lot Number1,2
JurisdictionELKO NV
Township / Civil DivisionELKO
Census Block Group1
Census Block1006
Census Tract951000

Owner

Source: Elko County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address625 CORTNEY DR, ELKO, NV 89801-2439
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 31, 2006 · Amount on Record
Deed SaleJan 31, 2006 · Amount on Record
Deed Document Number2006548064
Record UpdatedOct 29, 2026

November 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionELKO NV
Property Address647 5TH ST, ELKO, NV 89801-3554
Transaction TypeMortgage
Record UpdatedNov 7, 2025
Title CompanySTEWART TITLE ELKO

Transferred To (Grantee/Buyer)

NameVerified Name
Address647 5TH ST, ELKO, NV 89801-3554

Mortgage

Document Number0000843766
DateNov 26, 2024
Instrument843766
Lender
NameWASHINGTON FEDERAL NA
TypeBank
AddressSEATTLE, WA 98101
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueNov 1, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Elko County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateNevada
CountyElko County
MunicipalityElko City
Unified School DistrictElko County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,061.00 (+5.42%)$63,544 (+0.81%) Land $15,050 Building $48,494$181,554 (+0.81%) Land $43,000 Building $138,554
2025$1,955.00 (+21.43%)$63,034 (+30.13%) Land $15,050 Building $47,984$180,097 (+30.13%) Land $43,000 Building $137,097
2023$1,610.00 (+3.01%)$48,441 (+13.51%) Land $6,125 Building $42,316$138,403 (+13.51%) Land $17,500 Building $120,903
2022$1,563.00$42,674 Land $6,125 Building $36,549$121,926 Land $17,500 Building $104,426

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 91% of Nevada
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ELKO
serves 23,000 people · EPA ID NV0000272
Water SourceGroundwater
Last State InspectionSep 2024
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 714 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Anthem Broadband of Nevada
Fiber
2,000 / 2,000
Zito Media
Fiber · Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
White Cloud Communications
Fixed Wireless
200 / 50
Hot Spot Broadband
Fixed Wireless
100 / 50
AT&T
Fixed Wireless
100 / 20

May also be available: CC Communications Broadband, Rise Broadband.

Nearby Properties on 5th St

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