Santa Rosa County property record for 6738 Liberty St, Navarre, FL 32566
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,983 sqft · built 1986 |
| Lot Size | 0.459 acres (19,994 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $400,000 (Jul 2023) |
| Tax Bill | $3,185 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Jul 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-2S-26-1920-05800-0050 |
| Primary APN | 18-2S-26-1920-05800-0050 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 1,983 sqft Living Area |
| Gross Area | 2,861 sqft |
| 1st Floor Area | 1,439 sqft |
| Upper Floors Area | 544 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Masonry |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 19,994 sqft (0.459 acres) |
| Lot Dimensions | 200 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 126 sqft |
| Deck Area | 312 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 6738 LIBERTY ST |
|---|---|
| City | NAVARRE |
| State | FL |
| Zip | 32566-8221 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | HOLLEY BY THE SEA LOT 5 BLK 58 AS DES IN OR 4411 PG 587 |
| Legal Range | 26W |
| Legal Township | 2S |
| Legal Section | 18 |
| Legal Subdivision | HOLLEY SEA/1ST AMD |
| Legal Block | 58 |
| Legal Lot Number | 5 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 10820 |
Source: Santa Rosa County records, as of July 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 6738 LIBERTY ST, NAVARRE, FL 32566-8221 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 17, 2026 | Deed of Trust, Mortgage · VA Mortgage PLANET HOME LENDING |
| Jul 3, 2023 | Special Warranty Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP |
| Mar 15, 2023 | Trustee's Deed, Foreclosure |
| Apr 11, 2019 | Warranty Deed, Transfer · VA Mortgage SOUTHPOINT FINANCIAL SERVICES INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 3, 2023 · Amount on Record |
| Deed Sale | Jul 3, 2023 · Amount on Record |
| Prior Sale | Mar 15, 2023 · Amount on Record |
| Deed Document Number | 202329559 |
| Deed Book / Page | 4411 / 587 |
| Prior Transfer Date | Jan 7, 2015 |
| Prior Transfer Doc | 0034051176 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Jun 17, 2026 |
| Property Address | 6738 LIBERTY ST, NAVARRE, FL 32566-8221 |
| Document Number | 0000030752 |
| Book / Page | 4757 / 395 |
| Instrument Date | Apr 10, 2026 |
| Instrument | 202630752 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 6738 LIBERTY ST, NAVARRE, FL 32566-8221 |
| Document Number | 0000030752, |
|---|---|
| Date | Jun 17, 2026 |
| Book Page | 4757/395 |
| Instrument | 202630752 |
| Name | PLANET HOME LENDING |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Jul 3, 2023 |
| Property Address | 6738 LIBERTY ST, NAVARRE, FL 32566-8221 |
| Document Number | 0044110587 |
| Book / Page | 4411 / 587 |
| Map Reference | MB B PG 155 |
| Instrument Date | Jun 30, 2023 |
| Instrument | 202329559 |
| Transaction Type | Transfer |
| Record Updated | Aug 8, 2023 |
| Title Company | MAJESTY TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,800.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4006 S MACDILL AVE, TAMPA, FL 33611-1545 |
| Name | Verified Name |
|---|---|
| Address | 6738 LIBERTY ST, NAVARRE, FL 32566-8221 |
| Document Number | 0004411589 |
|---|---|
| Date | Jul 3, 2023 |
| Instrument | 4411/589 |
| Name | WATERSTONE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2053 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Mar 15, 2023 |
| Property Address | 6738 LIBERTY ST, NAVARRE, FL 32566-8221 |
| Document Number | 0043751551 |
| Book / Page | 4375 / 1551 |
| Map Reference | MB B PG 155-1-155-20 |
| Instrument Date | Mar 15, 2023 |
| Instrument | 202310890 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 18, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,013.20 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 2086, LUTZ, FL 33548-2086 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Apr 11, 2019 |
| Property Address | 6738 LIBERTY ST, NAVARRE, FL 32566-8221 |
| Document Number | 0038182058 |
| Book / Page | 3818 / 2058 |
| Map Reference | MB B PG 155-1-155-20 |
| Instrument Date | Apr 9, 2019 |
| Instrument | 201914359 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | RELIABLE LAND TITLE CORP |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,630.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 164 MIKEMO WAY, 164, PENSACOLA, FL 32504-9157 |
| Name | Verified Name |
|---|---|
| Address | 6738 LIBERTY ST, NAVARRE, FL 32566-8221 |
| Document Number | 0038182061 |
|---|---|
| Date | Apr 11, 2019 |
| Instrument | 3818/2061 |
| Name | SOUTHPOINT FINANCIAL SERVICES INC |
|---|---|
| Type | Subprime Lender |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2049 |
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,185.00 (+3.38%) Homeowner's exemption Veteran's exemption | $305,432 (+2.64%) Land $75,000 Building $230,432 | $305,432 (+2.64%) Land $75,000 Building $230,432 |
| 2024 | $3,081.00 (+44.85%) Homeowner's exemption Disabled Person's exemption | $297,577 (+43.67%) Land $75,000 Building $222,577 | $297,577 (+4.39%) Land $75,000 Building $222,577 |
| 2023 | $2,127.00 (+2.9%) Homeowner's exemption | $207,127 (+3%) | $285,063 (+9.86%) Land $65,000 Building $220,063 |
| 2022 | $2,067.00 Homeowner's exemption | $201,094 | $259,472 Land $50,000 Building $209,472 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 215 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 215 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 76% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
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