Santa Rosa County property record for 6726 Liberty St, Navarre, FL 32566
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,280 sqft · built 1984 |
| Lot Size | 0.459 acres (19,994 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $275,000 (Nov 2022) |
| Tax Bill | $2,793 (2024) |
| Deeds & Mortgages | Nov 2022 Second Mortgage Nov 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-2S-26-1920-05800-0070 |
| Primary APN | 18-2S-26-1920-05800-0070 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,280 sqft Living Area |
| Gross Area | 2,280 sqft |
| 1st Floor Area | 1,280 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 19,994 sqft (0.459 acres) |
| Lot Dimensions | 200 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Florida Room |
| Porch Area | 160 sqft |
| Patio Area | 360 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 6726 LIBERTY ST |
|---|---|
| City | NAVARRE |
| State | FL |
| Zip | 32566-8221 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | HOLLEY BY THE SEA LOT 7 BLK 58 AS DES IN OR 4340 PG 1751 |
| Legal Range | 26W |
| Legal Township | 2S |
| Legal Section | 18 |
| Legal Subdivision | HOLLEY SEA/1ST AMD |
| Legal Block | 58 |
| Legal Lot Number | 7 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 10820 |
Source: Santa Rosa County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 6726 LIBERTY ST, NAVARRE, FL 32566-8221 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 1, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FLORIDA HOUSING FINANCE CORP |
| Nov 1, 2022 | Guardian's Deed, Transfer · VA Mortgage MOVEMENT MORTGAGE |
| Jan 21, 2022 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Feb 24, 2020 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Feb 12, 2019 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 1, 2022 · Amount on Record |
| Deed Sale | Nov 1, 2022 · Amount on Record |
| Prior Sale | Apr 19, 2016 · Amount on Record |
| Deed Document Number | 202261609 |
| Deed Book / Page | 4340 / 1751 |
| Prior Transfer Date | Oct 27, 2022 |
| Prior Transfer Doc | 0043401751 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 6726 LIBERTY ST, NAVARRE, FL 32566-8221 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2024 |
| Name | Verified Name |
|---|---|
| Address | 6726 LIBERTY ST, NAVARRE, FL 32566-8221 |
| Document Number | 0043401777 |
|---|---|
| Date | Nov 1, 2022 |
| Book Page | 4340/1777 |
| Instrument | 202261611 |
| Name | FLORIDA HOUSING FINANCE CORP |
|---|---|
| Type | Government Agency |
| Address | TALLAHASSEE, FL 32301 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Guardian's Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Nov 1, 2022 |
| Property Address | 6726 LIBERTY ST, NAVARRE, FL 32566-8221 |
| Document Number | 0043401751 |
| Book / Page | 4340 / 1751 |
| Map Reference | MB B PG 155 |
| Instrument Date | Oct 27, 2022 |
| Instrument | 202261609 |
| Transaction Type | Transfer |
| Record Updated | Nov 21, 2022 |
| Title Company | CHAMPIONSHIP TITLE AGCY LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 413 PAINTED CREEK WAY, 413, KYLE, TX 78640-2643 |
| Name | Verified Name |
|---|---|
| Address | 501 SANDALWOOD CT, DESTIN, FL 32541-2434 |
| Document Number | 0043401755 |
|---|---|
| Date | Nov 1, 2022 |
| Book Page | 4340/1755 |
| Instrument | 202261610 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29707 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 6726 LIBERTY ST, NAVARRE, FL 32566-8221 |
| Transaction Type | Mortgage |
| Record Updated | Mar 8, 2022 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 6726 LIBERTY ST, NAVARRE, FL 32566-8221 |
| Document Number | 0042351625 |
|---|---|
| Date | Jan 21, 2022 |
| Book Page | 4235/1625 |
| Instrument | 202203750 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 350 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 6726 LIBERTY ST, NAVARRE, FL 32566-8221 |
| Document Number | 0039231976 |
| Instrument Date | Feb 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 6726 LIBERTY ST NAVARRE FL 325668221, NAVARRE, FL 32566-8221 |
| Document Number | 0039231976 |
|---|---|
| Date | Mar 2, 2020 |
| Book Page | 003923/001976 |
| Instrument | 9880 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 6726 LIBERTY ST, NAVARRE, FL 32566-8221 |
| Document Number | 0038040778 |
| Instrument Date | Feb 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 4, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 6726 LIBERTY ST NAVARRE FL 325668221, NAVARRE, FL 32566-8221 |
| Document Number | 0038040778 |
|---|---|
| Date | Feb 18, 2019 |
| Book Page | 003804/000778 |
| Instrument | 6069 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 17, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $237,014 (+2.01%) Land $75,000 Building $162,014 | $237,014 (+2.01%) Land $75,000 Building $162,014 | |
| 2024 | $2,793.00 (+3.87%) | $232,353 (+5.41%) Land $75,000 Building $157,353 | $232,353 (+5.41%) Land $75,000 Building $157,353 |
| 2023 | $2,689.00 (+176.08%) | $220,420 (+61.63%) Land $65,000 Building $155,420 | $220,420 (+18.38%) Land $65,000 Building $155,420 |
| 2022 | $974.00 Homeowner's exemption Senior Citizen's exemption | $136,370 | $186,200 Land $50,000 Building $136,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 215 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 215 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 76% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
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