673 Lake Dr, Coldwater, MI 49036 Property Records

Branch County property record for 673 Lake Dr, Coldwater, MI 49036

Property Summary

Property Type	Single Family Home
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on Record
Last Sale	$665,000 (Apr 2022)
Tax Bill	$10,822 (2025)
Deeds & Mortgages	Apr 2022 Sale Apr 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`110-E10-000-003-00`

Property Details

APN / Parcel Number

Primary APN	`110-E10-000-003-00`

Exterior

Lot Area	11,761 sqft (0.27 acres)

Location & Zoning

Street Address	673 LAKE DR
City	COLDWATER
State	MI
Zip	49036-8515
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 OF AMENDED PLAT OF LOTS 1, 2, 3, & 4 OF ECHTINAW HOMESTEAD OVID TOWNSHIP SEC 26 T7S R6W
Legal Range	06W
Legal Township	07S
Legal Section	26
Legal Subdivision	ECHTINAW HOMESTEAD
Legal Lot Number	1-4
Jurisdiction	BRANCH MI
Township / Civil Division	OVID
Census Block Group	3
Census Block	3003
Census Tract	951000

Owner

Source: Branch County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	640 E 1100 N, WESTVILLE, IN 46391-9448
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2022	Warranty Deed, Transfer
Apr 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage CONSUMERS CU
Oct 6, 2020	Intrafamily Transfer, Transfer
Aug 12, 2019	Warranty Deed, Transfer · Conventional Mortgage CONSUMERS CU
Jul 10, 2017	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
May 16, 2017	Deed, Transfer BRANCH COUNTY ABSTRACT AND TITLE INC, BRANCH CNTY ABSTRACT & TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 18, 2022 · Amount on Record
Deed Sale	Apr 18, 2022 · Amount on Record
Prior Sale	Aug 12, 2019 · Amount on Record
Deed Document Number	20222836
Prior Transfer Date	Oct 2, 2020
Prior Transfer Doc	0202006752
Record Updated	Sep 20, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRANCH MI
Recording Date	Apr 18, 2022
Property Address	673 LAKE DR, COLDWATER, MI 49036-8515
Document Number	0202202836
Map Reference	LB 7 PG 74
Instrument Date	Apr 8, 2022
Instrument	2022-02836
Transaction Type	Transfer
Record Updated	Apr 29, 2022

Transaction

Amount	Amount Recorded
Tax	$4,987.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	673 LAKE DR, 673, COLDWATER, MI 49036-8515

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 E 1100 N, WESTVILLE, IN 46391-9448

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	673 LAKE DR, COLDWATER, MI 49036-8515
Transaction Type	Mortgage
Record Updated	Dec 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202103504
Date	Apr 28, 2021
Instrument	2021-03504

Lender

Name	CONSUMERS CU
Type	Credit Union
Address	KALAMAZOO, MI 49009

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2041

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BRANCH MI
Recording Date	Oct 6, 2020
Property Address	673 LAKE DR, COLDWATER, MI 49036-8515
Document Number	0202006752
Map Reference	LB 7 PG 74
Instrument Date	Oct 2, 2020
Instrument	2020-06752
Transaction Type	Transfer
Record Updated	Dec 27, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	673 LAKE DR, COLDWATER, MI 49036-8515

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRANCH MI
Recording Date	Aug 12, 2019
Property Address	673 LAKE DR, COLDWATER, MI 49036-8515
Document Number	0201905119
Map Reference	LB 7 PG 74
Instrument Date	Aug 9, 2019
Instrument	2019-05119
Transaction Type	Transfer
Record Updated	Dec 27, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,354.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 372, COLDWATER, MI 49036-0372

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	563 SCOTT DR, COLDWATER, MI 49036-9137

Mortgage

Document Number	0201905120
Date	Aug 12, 2019
Instrument	2019-05120

Lender

Name	CONSUMERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRANCH MI
Recording Date	Jul 10, 2017
Property Address	673 LAKE DR, COLDWATER, MI 49036-8515
Document Number	0201704696
Map Reference	LB7 PG74
Instrument Date	Jun 30, 2017
Instrument	2017-04696
Transaction Type	Transfer
Record Updated	Dec 27, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	673 LAKE DR, 673, COLDWATER, MI 49036-8515

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 S THOMPSON ST, JACKSON, MI 49203-1528

May 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	BRANCH MI
Recording Date	May 16, 2017
Property Address	673 LAKE DR, COLDWATER, MI 49036-8515
Document Number	0201703545
Map Reference	LB7 PG74
Instrument Date	May 15, 2017
Instrument	2017-03545
Transaction Type	Transfer
Record Updated	Dec 27, 2021
Title Company	BRANCH COUNTY ABSTRACT AND TITLE INC, BRANCH CNTY ABSTRACT & TITLE

Transaction

Amount	Amount Recorded
Tax	$2,786.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	673 LAKE DR, 673, COLDWATER, MI 49036-8515

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 S THOMPSON ST, JACKSON, MI 49203-1528

Tax Assessment & Valuation

Source: Branch County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Branch County
County Subdivision	Ovid Township
Unified School District	Coldwater Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$412,674 (+2.26%)	$825,348 (+2.26%)
2025	$10,822.00 (+39.06%)	$403,542	$807,084
2024	$7,782.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1982–2018)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
MetaLINK Technologies Fixed Wireless	200 / 50
DMCI Broadband Fixed Wireless	100 / 25
Lakeland Internet Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

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