Branch County property record for 671 Lake Dr, Coldwater, MI 49036
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Last Sale | $148,000 (Aug 2010) |
| Deeds & Mortgages | Dec 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 110-E10-000-005-00 |
| Primary APN | 110-E10-000-005-00 |
|---|
| Lot Area | 7,405 sqft (0.17 acres) |
|---|
| Street Address | 671 LAKE DR |
|---|---|
| City | COLDWATER |
| State | MI |
| Zip | 49036-8515 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT NO. 5 ECHTINAW HOMESTEAD SEC 26 T7S R6W COMBINED W/ E10-000-005-01 NOW E10-000-005-02 FOR 2024 |
| Legal Range | 06W |
| Legal Township | 07S |
| Legal Section | 26 |
| Legal Subdivision | ECHTINAW HOMESTEAD |
| Jurisdiction | BRANCH MI |
| Township / Civil Division | OVID |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 951000 |
671 Lake Dr is owned by an individual who bought it in August 2010.
Source: Branch County records, as of July 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 103 TROON CT, BRYAN, OH 43506-9000 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 16, 2010 · Amount on File |
| Deed Sale | Aug 16, 2010 · Amount on File |
| Prior Sale | Nov 3, 2000 |
| Deed Document Number | 20104765 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRANCH MI |
| Property Address | 671 LAKE DR, COLDWATER, MI 49036-8515 |
| Transaction Type | Mortgage |
| Record Updated | Jan 5, 2022 |
| Name | Verified Name |
|---|---|
| Address | 103 TROON CT, BRYAN, OH 43506-9000 |
| Document Number | 0202109324 |
|---|---|
| Date | Dec 17, 2021 |
| Instrument | 2021-09324 |
| Name | STATE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | DEFIANCE, OH 43512 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jan 1, 2027 |
| Change Frequency | Monthly |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 4.75% |
| Index | 1-Year CMT |
| Max Rate | 7.75% |
Source: Branch County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Branch County |
| County Subdivision | Ovid Township |
| Unified School District | Coldwater Community Schools (PK - 12) |
| Year | Assessed Market Value |
|---|---|
| 2023 | $501,768 |
Assessed market value is set for property tax purposes and is not a market price estimate.
FEMA maps place 671 Lake Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1982–2018) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Feb 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 671 Lake Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| MetaLINK Technologies Fixed Wireless | 200 / 50 |
| DMCI Broadband Fixed Wireless | 100 / 25 |
| Lakeland Internet Fixed Wireless | 100 / 20 |
May also be available: Mercury Fiber.
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