673 Arbor Dr, Westminster, MD 21158 Property Records

Carroll County property record for 673 Arbor Dr, Westminster, MD 21158

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,008 sqft · built 1985
Lot Size	1.29 acres (56,192 sqft)
Owner	2 Individual Names on Record
Last Sale	$285,000 (Sep 2022)
Tax Bill	$3,232 (2026)
Deeds & Mortgages	Aug 2023 Mortgage Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-022382`

Property Details

APN / Parcel Number

Primary APN	`03-022382`
Alternative APNs	`3022382` `022382`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,008 sqft Total Area
Basement Area	300 sqft
Finished Basement	300 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	56,192 sqft (1.29 acres)
Deck Area	120 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	022382
Street Address	673 ARBOR DR
City	WESTMINSTER
State	MD
Zip	21158-1450
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-400
Legal Description	LT 21 - 1.29 ACS 673 ARBOR DR 26-18/19 GRAND VALLEY FARMS SC2
Legal Subdivision	GRAND VALLEY FARMS
Legal Lot Number	21
Jurisdiction	CARROLL MD
Township / Civil Division	3, MYERS
Census Block Group	4
Census Block	4008
Census Tract	503000

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	673 ARBOR DR, WESTMINSTER, MD 21158-1450
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2023	Deed of Trust, Mortgage · Conventional Mortgage AMERIS BANK
Sep 12, 2022	Deed, Transfer · Conventional Mortgage AMERIS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2022 · Amount on Record
Deed Sale	Sep 12, 2022 · Amount on Record
Prior Sale	Jan 9, 2003 · Amount on Record
Deed Book / Page	10883 / 35
Prior Transfer Date	Jun 24, 2008
Prior Transfer Doc	0055850735
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	673 ARBOR DR, WESTMINSTER, MD 21158-1450
Transaction Type	Mortgage
Record Updated	Aug 30, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0110930492
Date	Aug 15, 2023
Book Page	11093/492

Lender

Name	AMERIS BANK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	350 Months
Due	Oct 1, 2052

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Sep 12, 2022
Property Address	673 ARBOR DR, WESTMINSTER, MD 21158-1450
Document Number	0108830035
Book / Page	10883 / 35
Map Reference	MB 28 FO 18&19
Instrument Date	Sep 2, 2022
Transaction Type	Transfer
Record Updated	Oct 4, 2022
Title Company	NOT AVAILABLE, LAND ABSTRACT & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	673 ARBOR DR, WESTMINSTER, MD 21158-1450

Mortgage

Document Number	0108830040
Date	Sep 12, 2022
Instrument	10883-0040

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,232.00 (+3.52%)	$283,300 (+3.62%)	$303,100 (+10.86%) Land $152,900 Building $150,200
2025	$3,122.00 (+20.03%)	$273,400 (+18.77%) Land $127,900 Building $145,500	$273,400 (-) Land $127,900 Building $145,500
2023	$2,601.00	$230,200	$273,400 Land $127,900 Building $145,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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